In Googling your question, I ran across this interesting site:
http://www.crimes-of-persuasion.com/Crimes/Telemarketing/Inbound/MinorIn/MoneyProbs/card_offers.htm
Any bets on if this is how his scam will work?
That sounds far too sophisticated for our boy. He just sells ideas - bad ones at that - for how to avoid paying for things. Interestingly, he doesn't allow people to use any of the ideas to pay him for the ideas.