My intelligent, sane, and evidently very gullible friend started telling me about the FOTL stuff about a month ago. At first I was skeptical but didn't bother investigating it. Well, now he's acting on some of the ideas, so I've been reading about it. Needless to say, it certainly seems like poo. We've debated a few times recently, but he's not been swayed. He's begun the process of trying to eliminate his student loans with the money that he created in the federal reserve upon his birth.
I've been worried, but at this point I suppose the only thing left to do is wait for his attempts to fail. He did say he'd admit it's hogwash if it doesn't work, so he's not one of those folks who still swear by it when they're behind bars.