Shut Up and Get Back In Line!

defaultdotxbe said:
the anticipated problem with it is the fact that insurers can no longer deny coverage to pre-existing conditions, this means theres no incentive to maintain an insurance policy when your healthy, and only purchase insurance when your sick
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That's probably why the new bill also requires each individual to have health insurance (come 2014).
 
Region Rat said:
How do they require it and what are the consequences if someone refuses?

That is the debate.
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Isn't the simplest solution to amend the law to increase the penalty if the penalty doesn't work? If you fail to buy auto insurance, they take away your license. That seems to work pretty well as an incentive.

Of course, if people see others continually failing to buy insurance, and they don't want to drop their own, then maybe they'll demand that we scrap insurance and pay a tax and let the tax pay the doctors?
 
Unabogie said:
Isn't the simplest solution to amend the law to increase the penalty if the penalty doesn't work? If you fail to buy auto insurance, they take away your license. That seems to work pretty well as an incentive.
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It does? I'd bet 30% of drivers here have no insurance, and a good percentage of those (more than half) don't have a license either.
 
WildCat said:
Nationally, (and in Illinois) the figure is about 15%: http://www.ircweb.org/News/IRC_UM_012109.pdf

I couldn't find the stats for Chicago, but big cities tend to have far higher rates of uninsured motorists due to more poor people and illegal aliens.
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That's true. But in states like California, it's illegal for an "illegal" to get a driver's license, hence it's impossible for him to get insurance. That's not evidence that the penalty doesn't work. There are other major factors at work which restrict the purchasing of insurance.
 
Beerina said:
"We're gonna pinch your balls. Now don't move. Hold still. Hey, why are you squirming!?!? Don't you know we're good people and this is a good thing we're doing? Now just HOLD STILL and let me get the pliers right in there. I SAID STOP SQUIRMING!!!"
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Poor, down-trodden health insurance companies. :(

It remains to be seen if the insurance mandate will be a good or bad thing in the arena of health care reform, but one thing is certain: Health insurance companies are going to be getting a lot more customers and making a lot more money.

For them to claim poverty in the interim as a justification to exorbitantly raise rates is a downright swindle.
 
Unabogie said:
Isn't the simplest solution to amend the law to increase the penalty if the penalty doesn't work? If you fail to buy auto insurance, they take away your license. That seems to work pretty well as an incentive.

Of course, if people see others continually failing to buy insurance, and they don't want to drop their own, then maybe they'll demand that we scrap insurance and pay a tax and let the tax pay the doctors?
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I don't know, but the fact is that the big new health care bill does not address it that way.

Maybe those issues should have been dealt with before the bill was rammed through. This was brought up before approval. Problem is, the proponents didn't want to entertain any discussion about the flaws, they just wanted the bill approved at all costs. Any discussion about the flaws was responded to with the standard republicans just want the poor folks to die argument. Just like I'm sure this one will.
 
Region Rat said:
I don't know, but the fact is that the big new health care bill does not address it that way.

Maybe those issues should have been dealt with before the bill was rammed through. This was brought up before approval. Problem is, the proponents didn't want to entertain any discussion about the flaws, they just wanted the bill approved at all costs. Any discussion about the flaws was responded to with the standard republicans just want the poor folks to die argument. Just like I'm sure this one will.
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This is a complete fabrication. The proponents spent 9 months agonizing over these details, while the opponents talked about killing Grandma. Just because Fox didn't cover any of the discussions doesn't mean they didn't take place.

Here's an example of the kind of absolute fantasy that took the place of "discussion" on the right.

http://www.liberty.edu/media/9980/attachments/healthcare_overview_obama_072909.pdf

That was sent to me by my Teabagging neighbor. Perhaps you can point me to the section on proper penalties for mandating coverage to avoid late adoption of coverage post illnesses? In fact, just reading this again makes me laugh. It's just pure, unadulterated lying.
 
Unabogie said:
There are other major factors at work which restrict the purchasing of insurance.
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There certainly are. Cost is a big issue, and the bill Congress passed does next to nothing to reduce the costs inherent in the ridiculous system we have.
 
Insurers will have to cover pre-conditions. This will raise their costs.

But, insurers will now have millions of more customers. This will raise their revenue.

Anyone figure out yet whether insurers will break even, have less over-all costs, or have more over-all costs?
 
Thunder said:
Insurers will have to cover pre-conditions. This will raise their costs.

But, insurers will now have millions of more customers. This will raise their revenue.

Anyone figure out yet whether insurers will break even, have less over-all costs, or have more over-all costs?
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You're not factoring in adverse selection.
 
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