In addition to the point that straight lines are entirely possible in nature, there's also the rather obvious point that there are no straight lines present on this apple anyway. It's very much a jagged line, and it seems to curve to the right at the bottom, although that part could just be due to the curvature of the apple and the angle the photo was taken from.
That said, my vote goes for photoshop rather than funny ripening or shenanigans with duck tape. The red half doesn't look anything like the green half. If it was just a matter of ripening differently, both halves should still be the same variety, but the apple in the picture seems to have very different texture and patterning of its skin on the two halves. It also seems rather suspicious that it's described as being a
Granny Smith. The red half looks like a variety I recognise, but I can't remember what its name is.
On the other hand, the mutation explanation doesn't sound so implausible if you understand what the guy, who is presumably not a biologist, is actually trying to say. It's not a mutation at all, it's a chimera. Given that apples are all the same species, chimeras are certainly possible. They're uncommon, but are known to happen in many other species, including humans. I would assume they are less common in plants, since you don't have a whole bunch of different sperm all arriving at the same time, but I assume they're still possible. A chimera could certainly account for a reasonably, but not actually, straight line division, and would allow for pretty much any proportion of the apple to be red or green. Looking at the inside wouldn't help clear it up, since it could just affect the skin. This would also explain the difference in texture as well as colour between the two sides - they're actually different varieties.
Personally my vote is still with photoshop, but I think it's certainly possible, if not likely, that it's real.