Biscuit
Philosopher
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- Aug 16, 2007
- Messages
- 6,929
Nope.
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Heeeeeeere's Obamacare!
- Thread starter MattusMaximus
- Start date
Nope.
Kopji
Philosopher
- Joined
- Apr 21, 2003
- Messages
- 8,004
So, we got some early sooper sekret private enterprise data today about how our health program will be changing due to the ACA. Getting some real facts finally, so this is cool data to have.
Currently the company offers three plans (let's call them A,B, & C) that we choose in a yearly "fair". Each plan has three kinds of coverage:
Self
Self +1
Family (more than 2 people)
We all get the same healthcare whether we work there a year or thirty, and the prices are the same for everyone. I'm messing with the pricetags a little to round things up. If they are cheaper than what you pay it is because the company contributes most of the cost. (costs are per 2 week pay period)
CURRENTLY:
Plan A
Self: $64
Self +1: $114
Family: $168
Plan B
Self: $0
Self +1: $40
Family: $55
Plan C
Self: $80
Self +1: $150
Family: $185
NEW
Self: $30
Self +1: $60
Family: $100
Obviously the new reality is simpler.
The new coverage has the same qualities as the old "B" plan. The effect is to smooth the whole thing out. If you had the "B" plan before, you'll pay more for essentially the same thing. If you had the A or C plan before, costs go down. You could have cashed out about a $75 component of the plan before, and that's all gone now, you can't opt out of insurance.
Practically, my own costs will go down about $60 each 2 week pay period, but my deductibles will go up to $500 from $0 (I was plan A). I think that in the end it will all pretty much level out and cost about the same as before.
Dental and vision are separate components, but those costs are not changing this year. Add $50 each pay period for that (family).
Currently the company offers three plans (let's call them A,B, & C) that we choose in a yearly "fair". Each plan has three kinds of coverage:
Self
Self +1
Family (more than 2 people)
We all get the same healthcare whether we work there a year or thirty, and the prices are the same for everyone. I'm messing with the pricetags a little to round things up. If they are cheaper than what you pay it is because the company contributes most of the cost. (costs are per 2 week pay period)
CURRENTLY:
Plan A
Self: $64
Self +1: $114
Family: $168
Plan B
Self: $0
Self +1: $40
Family: $55
Plan C
Self: $80
Self +1: $150
Family: $185
NEW
Self: $30
Self +1: $60
Family: $100
Obviously the new reality is simpler.
The new coverage has the same qualities as the old "B" plan. The effect is to smooth the whole thing out. If you had the "B" plan before, you'll pay more for essentially the same thing. If you had the A or C plan before, costs go down. You could have cashed out about a $75 component of the plan before, and that's all gone now, you can't opt out of insurance.
Practically, my own costs will go down about $60 each 2 week pay period, but my deductibles will go up to $500 from $0 (I was plan A). I think that in the end it will all pretty much level out and cost about the same as before.
Dental and vision are separate components, but those costs are not changing this year. Add $50 each pay period for that (family).
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Kopji
Philosopher
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- Apr 21, 2003
- Messages
- 8,004
To frame the pricing a little more. Company pays 90% after the deductible to a total of $2000 (family), then pays 100%. The better coverage is for 'in network', and there are more self costs for 'out of network'. The 'network' is fairly broad and we generally can choose whatever doctor will take us.
Biscuit
Philosopher
- Joined
- Aug 16, 2007
- Messages
- 6,929
I am using Safari as it works for the rest of the internet.
It's all well and good to try another browser but I shouldn't have to. That website is seriously flawed and while I expect some bugs this is just beyond reasonable. Someone needs to accept the responsibility for this and step down. I am super excited to have health insurance that will cover my PEC but this website is embarrassing.
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Emily's Cat
Rarely prone to hissy-fits
Just for reference, that's very generous coverage that your employer is providing. As a guesstimate, it would fall somewhere between a Gold and a Platinum level plan if you were buying individual insurance through the exchange. For comparison purposes, you could probably look at a Gold level plan in your area to get an idea of what the cost would be if you were purchasing directly.
plague311
Great minds think...
I just did a quick search on safari's issues with the web, and it appears it doesn't work for the rest of the internet. It appears to have multiple issues with java script.
Working for a web based company I can tell you that no browser will work for every website. I find that a combination of Mozilla and Chrome seems to work, but different websites will not work for certain browsers. Safari is the stock browser for Apple, and it can have issues.
ETA: I am not defending the government website, as I don't really have a player in this field. Being from North Dakota I was able to create an account, get into the exchange, and shop for plans in under 10 minutes without a single hiccup. I use an Ubuntu system that runs, as I said, both firefox and chrome. I was using Firefox when I got in and signed. The website sucks, but you may regularly need to change browsers for some sites.
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Emily's Cat
Rarely prone to hissy-fits
Good point, Plague. I know that the exchange for WA doesn't work on many browsers. They actually have a built in message telling people they should use Chrome 
Although I think that preference might be just a smidge influenced by the fact that Google lives here...
Although I think that preference might be just a smidge influenced by the fact that Google lives here...Morrigan
Crone of War
- Joined
- Feb 3, 2006
- Messages
- 8,262
A private site shouldn't fuss about supporting browsers that make up about 1% of users if it doesn't want to bother, but a government site? It definitely should support all the major browsers, even those who have a very small fraction of the marketshare (Safari and Opera) since even that small percentage will affect a significant number of people.
Who are the devs who made this site? What a bunch of dunces, I could have done a better job, no joke.
Who are the devs who made this site? What a bunch of dunces, I could have done a better job, no joke.
Newtons Bit
Penultimate Amazing
- Joined
- Apr 12, 2007
- Messages
- 10,049
CGI Group and Booz Allen Hamilton. CGI Group had a $94 million dollar contract. I'm not sure if that included hardware or not.
Read more here: http://www.nytimes.com/2013/10/13/u...t-signs-of-trouble-at-health-portal.html?_r=0
Emily's Cat
Rarely prone to hissy-fits
That is for the federal site, I believe. WA built its own site. I don't know who the developers were. I *think* that eHealthInsurance had a hand in it, but I'm very uncertain of that.
Puppycow
Penultimate Amazing
MattusMaximus
Intellectual Gladiator
- Joined
- Jan 26, 2006
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- 15,948
FYI, I've been using Chrome on the federal site and it's been working fine.
WildCat
NWO Master Conspirator
- Joined
- Mar 23, 2003
- Messages
- 59,856
I've tried IE, I've tried Chrome. I tried an entirely different computer. I tried different email addresses. I've cleared my cache, deleted my cookies. I've tried it at 3am when traffic was low. Nothing has worked so far, the site is seriously buggy.
Next week I'm building a new computer to replace my aging one, I'll see if that works.
Tsukasa Buddha
Other (please write in)
- Joined
- Sep 10, 2006
- Messages
- 15,302
Heck, I was using the dev branch of Chrome !
But if there are browser problems they should detect your browser, or at least mention which ones it is optimised for.
Just tried again and I got a new error message:
Progress?
!But if there are browser problems they should detect your browser, or at least mention which ones it is optimised for.
Just tried again and I got a new error message:
Progress?
Cleon
King of the Pod People
The errors are pretty clearly server-side; it's unlikely to be a browser-related issue, much less something on the user's computer.
Unabogie
Philosopher
Just to be sure, people's biggest complaint now is they can't sign up for Obamacare fast enough?
I hate this restaurant. The food is terrible, and the portions are so small!
Tsukasa Buddha
Other (please write in)
- Joined
- Sep 10, 2006
- Messages
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Just to be sure, people's biggest complaint now is they can't sign up for Obamacare fast enough?
Us people's not thems people, and I wish people would stop saying so.