Heeeeeeere's Obamacare!

Fudbucker said:
I wonder if a lot of people will bargain to drop the coverage they're getting from their employer, ask for 50-80% of the employee-sponsored premiums in cash, and just buy whatever insurance they need on the exchange. Because of the subsidies, both sides win. If you can get an extra $200 a month from your employer for declining employer-sponsored insurance, you can get even gold level coverage (80%) for an insanely low price.
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Sadly, it doesn't work that way. If you have employer coverage, you're ineligible for subsidies unless your portion of the employer coverage exceeds 9.5% of your household income. There's a good swath of lower wage people who get left in the ruts with this approach.
 
Biscuit said:
Now I can log in really quickly but it just goes to an error age and the error number is missing. Any attempt to navigate further logs me out again. Boo.

That said I have waited nearly 10 years for insurance so what's a little longer going to hurt?
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If it's any consolation... coverage won't start until January anyway. Signing up right now might be nice... but there's absolutely no harm in waiting until late November to make your choice. As long as you've chose something by December 22 (IIRC) you're golden. There's no limit on how many people can choose which plan - it's not like they're going to get full like some college class. So just relax, and give it time.
 
Upchurch said:
Pro Tip: You can just go to the insurance companies' websites and price out policies starting in 2014. You'll get the new ACA rates.
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You can... but it's not particularly convenient. You have to go to each carrier's site independently. That's great if you've got the time, and you know who all the carriers are. There have been a lot of new entrants into the market with ACA, some of which are relatively small insurance companies. The likelihood of the average person knowing all of them is fairly small. Doing it brute force could leave you missing some new options to the old dogs.
 
Emily Cat said:
I am not familiar with most of the posters, but this seems to be an unfounded impression on your part. So far as I can tell, the people complaining loudest are the people with experience in IT and web-design, and other magical elves type work in the indecipherable black box of computery-type things. Thus it is professional complaints on the system, rather than any actual complaints about the ACA or the plan offerings. Indeed, one must be able to actually get to the plan offerings and prices before one can even begin to complain about those...
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Bingo. The craptacular rollout and generally poor state of the application for over a week is its own issue, and mostly apolitical. Whether the entire thing is a good idea or not is a separate thing*.


* To which my answer is, "better than what we've got, but not by much."
 
Healthcare.gov now has a tool that shows health care plans available in your area and estimate premiums without signing up.
 
Emily Cat said:
If it's any consolation... coverage won't start until January anyway. Signing up right now might be nice... but there's absolutely no harm in waiting until late November to make your choice. As long as you've chose something by December 22 (IIRC) you're golden. There's no limit on how many people can choose which plan - it's not like they're going to get full like some college class. So just relax, and give it time.
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Good point.
 
MattusMaximus said:
Wow, that works great! And it's fast, too. Bully for whoever at healthcare.gov thought of that idea :D
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I posted that link on a site rather dominated by right wingers and got some interesting responses. Some dismissed it as propaganda. One said he might try the link at the library, but wasn't about to connect to Healthcare.gov on his home computer. :boggled:

When did our nation become so full of paranoid people?
 
Kestrel said:
I posted that link on a site rather dominated by right wingers and got some interesting responses. Some dismissed it as propaganda. One said he might try the link at the library, but wasn't about to connect to Healthcare.gov on his home computer. :boggled:

When did our nation become so full of paranoid people?
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Ask the NSA. I'll bet they know and can document it.
 
Kestrel said:
When did our nation become so full of paranoid people?
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I wish I had a pithy and clever line to put here... but I don't, so I'll stick with my interpretation of Truth (TM). I think it all started about the time the government removed the regulations on media that required them to provide equal time to both sides. I can't recall what the act was called, but congress in their infinite wisdom decided it was no longer necessary.

So now we've got talking heads and [airquotes] NEWS [/airquotes]

I mean seriously - you know something has gone severely haywire when I get a more balanced and fair news report from The Daily Show than I do anywhere else.
 
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