dasmiller
Just the right amount of cowbell
I'm not an engineer, but I do play Kerbal Space Program. So take this with a grain of salt. Apologies for my presumption.
Many (but not all) science fiction spacecraft have extremely high performance in order to pull off what the plot requires them to do. If your SF story had, for example, a ship able to pull 1 G of acceleration for a week, then it should be able to enter orbit above a planet, kill off most of its orbital velocity, and descend into the atmosphere at a fairly slow speed. That's science fiction.
In real life spacecraft tend to use all their fuel going out and coming back. They rely on aerobraking to kill that last bit of speed they have left. This means they compress the air in front of them, generate an enormous amount of heat, and need to be designed with that in mind.
However, that's still cheaper than carrying the fuel you'd need to slow down that much.
I am an engineer, and the above is pretty much correct. I'll quibble with the "last bit of speed," though; aerobraking is often used to dump most of a spacecraft's speed. For example, a spacecraft in a low LEO is moving at ~7800 m/s, and Wikipedia cites a deorbit delta-V as low as 60 m/s for LEO spacecraft; all the rest of the energy would be dissipated by aerobraking.