- You can choose not to own or drive a car. If you do choose to own and/or operate a car, there are certain responsibilities that go along with it, including the requirement that you establish the ability to pay for any damage that you might cause by doing so.
- The federal government does not enact nor enforce any law requiring you to have insurance to operate a car, nor does it have any authority to do so under the Constitution. This is the business of the states, not the federal government.
peptoabysmal said:
Auto insurance is at the State level, not Federal. You aren't forced to drive a car. You aren't forced to cover yourself, only liability to other persons or property. But, other than that, I guess Obama's argument holds up.
BeAChooser said:
First of all, mandatory insurance for cars is done at the state level and the requirements vary from state to state. States have the authority to pass laws on every issue except those few reserved to the federal government. And neither car insurance, or health insurance, are reserved to the federal government. Since the state has the authority to say whether you can drive or not, they can set the conditions for doing so. Furthermore, people have the choice of not driving a car. You have a choice. But democrats want to give you no choice regarding health insurance. And it is not one of the types of federal taxes permitted under Article I or the 16th Amendment ... taxes on purchases, per-capita taxes and income. There is nothing in the US constitution that gives the government to power to force someone to buy a product. Nothing. As the CBO stated back in 1994 (
http://www.cnsnews.com/news/article/55910 ), "A mandate requiring all individuals to purchase health insurance would be an unprecedented form of federal action. The government has never required people to buy any good or service as a condition of lawful residence in the United States.”
Just to clear up the first point, for the majority of people, going without a car isn't an option. I don't spend a good chunk of my income purchasing, insuring, operating, maintaining and repairing my car for the sheer luxury of it. It's a necessity for me, as it is for most of us. The fact that insurance is forced on us isn't the point. It's just plain necessary, and since there would invariably be some people who wouldn't get it if they had the choice, it has to be mandatory.
And since our health is consiberably more important than our transportation, why shouldn't that apply even more so to health insurance? Some people just aren't able to work at a well-paying job and afford decent health care at free market rates, not to mention legal fees when the insurance company stiffs them. All this lofty talk of Choice
TM is meaningless to them. Under the current system, they
have to go without health care; they have no choice.
I'm not American so I can't speak to the constitutional ramifications of the new bill (if it is unconstitutional, don't worry, you'll have your day in court). All I can say is that if the sanctity of state jurisdiction trumps the well-being of its people, it isn't worth it. If the states can't clean up their act, then all power to the feds.
Where I live, there was no need for intervention from the Canadian government. Saskatchewan cleaned up its own act after a long sorry history of insurance companies exploiting the low income and low education of the mostly farming population. The moment I was born, I
automatically had
full health insurance
covered by the government (I've never paid a single premium, but I pay for it in taxes, which would be the equivalent of premiums). But that isn't socialism. Socialism is when the state owns my car, my house, my business and my doctor, and determines where I live and where to go--in other words, it owns my life. Here, the government not only lets me live my own life, but thinks highly enough of it to guarantee its health as much as medicine is able to. Your new health bill doesn't even come close to that; it's almost libertarian compared to our program. Sorry, but I have to laugh when I hear panicked cries of "Soshalizm" from you guys.
Now if you'll excuse me, I have to take my fully government-insured self and drive my forcibly-insured car to that bastion of socialist oppression, the local Wal-Mart, to buy whatever I want at market-driven prices.
Oh, the socialism, it burns!
