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Canadian Heathcare system sucks!!

kellyb said:
Also, because here we have direct-to-consumer pharma advertising on TV, any new drug deemed "too expensive for little benefit" would be transformed into a grotesque human rights violation via commercials from the pharma company wishing to have their drug approved.

This is where I get confused. Do the doctors not choose the drugs to administer? Obviously OTC is another matter but drugs requiring a prescription surely the patient has very little choice?

Also would an insurance company ever refuse to pay for certain drugs on the grounds of expense?
 
So, you would like to make it illegal for an amployer to offer health insurance as part of an employment benefits package?

No. That is not what it means to decouple insurance from employment. What it means is to put insurance coverage inside and outside of employment on an equal legal footing. Right now, they are not. Do you know the primary reason that health insurance is offered through employers? No, it's not actually risk pooling (all insurance is risk pooling). It's the tax code. The tax code provides huge incentives for employer-based health insurance which do not exist for not-employer health insurance (this, BTW, is a legacy of WWII wage freezes). I want that removed. I also want people to be able to keep whatever plan they have if they move from job to job. If the insuree pays the premium, there's no good reason to drop someone from a plan if they move jobs.

None of that prevents employers from offering health insurance plans. I doubt too many will if there's no tax code advantage to doing so. Most employers will probably just pay the employee more, and let them buy whatever insurance they want. But I certainly am not suggesting forbidding it.

Also, I think you need to say a bit more what you mean by "tort reform". I imagine you are referring to the astronomical damages US physicians can have awarded against them if negligence is proved. Do you favour not compensating the victims of medical negligence, then?

Not at all. But the huge damage awards involve a concept known as "punitive damages", the entire premise of which is to extract more than compensation from the target. I'm not even in favor of eliminating punitive damages, but I very much am in favor of putting restrictions on the allowable size of punitive damages.
 
This is where I get confused. Do the doctors not choose the drugs to administer? Obviously OTC is another matter but drugs requiring a prescription surely the patient has very little choice?

Also would an insurance company ever refuse to pay for certain drugs on the grounds of expense?


In England, only drugs approved by NICE are authorised to be prescribed on the NHS. New drugs have to be evaluated, for cost-effectiveness among other things, the NHS doesn't just shell out for anything that might cost £100,000 for a 1 in 1000 chance of extending life by a couple of weeks, for example.

Of course doctors know about new drugs, and might think a patient would benefit from them before the evaluation is complete and the drug authorised. And some expensive drugs are not in the end authorised, because the committees have decided that the benefit is too small to justify the price ticket. Maybe they think psychiatric services for the elderly need the cash more, or something.

OK, that's rationing. That's evil! We absolutely should pay £100,000 to give a dying man a 1 in 1000 chance of an extra two weeks of life! Or if you're that man, you think that. If you're caring for a demented relative, maybe not so much.

Of course, sometimes the decisions are on a knife-edge, and are challenged. A number of initially-rejected drugs have been authorised after campaigns, especially if the doctors were in favour of funding them.

That's how it works. Can you think of a better way of doing it, given that the amount of money in the world is actually finite?

Rolfe.
 
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No. That is not what it means to decouple insurance from employment. What it means is to put insurance coverage inside and outside of employment on an equal legal footing. Right now, they are not. Do you know the primary reason that health insurance is offered through employers? No, it's not actually risk pooling (all insurance is risk pooling). It's the tax code. The tax code provides huge incentives for employer-based health insurance which do not exist for not-employer health insurance (this, BTW, is a legacy of WWII wage freezes). I want that removed.


Might it not be better to offer everyone tax relief on insurance premiums on the same terms? Surely, you'd want to give people every incentive to take out healthcare insurance whichever way they approached it?

I also want people to be able to keep whatever plan they have if they move from job to job. If the insuree pays the premium, there's no good reason to drop someone from a plan if they move jobs.

None of that prevents employers from offering health insurance plans. I doubt too many will if there's no tax code advantage to doing so. Most employers will probably just pay the employee more, and let them buy whatever insurance they want. But I certainly am not suggesting forbidding it.


Sort of like portable personal pensions? I can see this might ameliorate some of the problems with the present system, but there are others that wouldn't be affected at all.

Not at all. But the huge damage awards involve a concept known as "punitive damages", the entire premise of which is to extract more than compensation from the target. I'm not even in favor of eliminating punitive damages, but I very much am in favor of putting restrictions on the allowable size of punitive damages.


Well, I don't know how big a factor this is in overall healthcare costs. However, it sounds perfectly sensible as far as it goes.

The reason professional indemnity insurance isn't so expensive in Britain (and damages are much lower) is that the court doesn't have to consider the need to fund the victim's future medical treatment in the settlement. There have been some pretty big payouts, allowing disabled people to have a much improved quality of life with more care and better-adapted accommodation than Social Services would have provided, but whatever happens, the NHS will continue to look after anyone it has damaged.

These both sound perfectly sensible suggestions. However, they also seem to me to be rearranging the deckchairs on the Titanic.

Rolfe.
 
Might it not be better to offer everyone tax relief on insurance premiums on the same terms?

By "this" I meant the incentive to purchase health insurance through employer rather than independently. Removing that incentive could be accomplished by removing any tax breaks, or it could be accomplished by extending tax breaks across the board. One could even go a step further and offer tax credits to subsidize healthcare insurance purchases. Keeping insurance private doesn't eliminate the possibility of progressivity, if that's what you want. There are multiple ways one can provide tax incentives for purchasing insurance, but providing a tax incentive tied to your employer is a bloody stupid way to do it. The reasons the system got set up that way weren't very good to begin with (wage freezes have serious negative consequences), and they don't exist anymore anyways.

Sort of like portable personal pensions? I can see this might ameliorate some of the problems with the present system, but there are others that wouldn't be affected at all.

I understand that this isn't a panacea. But it would be a major first step. I am not of the opinion that the situation is so bad it needs a total overhaul right now. I'm perfectly willing to wait for incremental improvement, to make sure things are done well rather than in haste.
 
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In England, only drugs approved by NICE are authorised to be prescribed on the NHS. New drugs have to be evaluated, for cost-effectiveness among other things, the NHS doesn't just shell out for anything that might cost £100,000 for a 1 in 1000 chance of extending life by a couple of weeks, for example.

Of course doctors know about new drugs, and might think a patient would benefit from them before the evaluation is complete and the drug authorised. And some expensive drugs are not in the end authorised, because the committees have decided that the benefit is too small to justify the price ticket. Maybe they think psychiatric services for the elderly need the cash more, or something.

OK, that's rationing. That's evil! We absolutely should pay £100,000 to give a dying man a 1 in 1000 chance of an extra two weeks of life! Or if you're that man, you think that. If you're caring for a demented relative, maybe not so much.

Of course, sometimes the decisions are on a knife-edge, and are challenged. A number of initially-rejected drugs have been authorised after campaigns, especially if the doctors were in favour of funding them.

That's how it works. Can you think of a better way of doing it, given that the amount of money in the world is actually finite?

Rolfe.


I must have been unclear in my post, I am from the UK and understand the NICE procedure and the finite resources. My thinking is a touch fuzzy I have swine flu unfortunately :mad: I'll come back to this in a moment,

I was responding the Kellyb who made the point of direct advertising to US patients. My point was more along the lines of who cares about direct advertising? My experience is that the doctor will simply prescribe the required drug on clinical need not patient preference. In some circumstances it is the pharmacist who chooses the brand IIRC.

Obviously the odd issue arises like you have mentioned.

My other point is surely US insurance companies will do something similar to NICE?

Back the the swine flu, the hot-line went live in England today, where patients can receive the anti viral by ringing up or answering a few questions online. A reasonably tidy way of getting the anti viral out there without unnecessary impact upon GPs.

Obviously a case of wait and see if the hotl-ine works, but in the case of public health pandemics like this, the issue of who is paying for the drugs and service being removed out of the equation has to make a response a lot easier to co-ordinate?
 
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Back the the swine flu, the hot-line went live in England today, where patients can receive the anti viral by ringing up or answering a few questions online. A reasonably tidy way of getting the anti viral out there without unnecessary impact upon GPs.

Obviously a case of wait and see if the hotl-ine works, but in the case of public health pandemics like this, the issue of who is paying for the drugs and service being removed out of the equation has to make a response a lot easier to co-ordinate?

AND - amazingly - a woman with serious complications who, due to over-pressure on the specialist units at the moment - is being FLOWN TO SWEDEN for treatment. Awesome. :) Would a US insurer fly a patient to Canada if all the specialists were busy?
 
AND - amazingly - a woman with serious complications who, due to over-pressure on the specialist units at the moment - is being FLOWN TO SWEDEN for treatment. Awesome. :) Would a US insurer fly a patient to Canada if all the specialists were busy?

The funny thing is you and I see that as a positive, those against a universal system will latch on to the lack of resources etc.

Pretty fantastic service imo, identified the clinical need and delivered.
 
Just watching Reporting Scotland.

The news is that a Scottish girl suffering from a very severe reaction to Mexican flu has just been airlifted to Sweden.

She's very sick, and her doctors have recommended that she undergo a high-tech procedure where blood is circulated and oxygenated outside the body. I'm not familiar with this, but it sounds like some sort of artificial lung. Normally, Scottish patients needing this procedure are treated in a unit in England, but it only has five beds and they are currently full.

NHS Scotland also has an arrangement with Sweden to access their facilities if necessary, so the girl has been airlifted there.

So, is this a dreadful situation where "socialised medicine" is woefully underequipped to care for the citizens? Remember, we've got Mexican flu coming out of our ears right now. There's always a concern during epidemics that normal facilities may be overstretched. How many of these facilities should we maintain, normally?

Or is this a situation where the NHS is all geared up to cope, even when there is a huge peak in demand, and spares no expense to care for its patients?

Did that woman in the frilly pink blouse mention people being airlifted to Sweden (all for free) for cutting-edge lifesaving treatment? Would you have got the idea that that was even on the cards from what she said?

(Oh, and as I said, this only made the local news. It's not really that big a deal.)

Rolfe.
 
No. That is not what it means to decouple insurance from employment. What it means is to put insurance coverage inside and outside of employment on an equal legal footing. Right now, they are not. Do you know the primary reason that health insurance is offered through employers? No, it's not actually risk pooling (all insurance is risk pooling). It's the tax code. The tax code provides huge incentives for employer-based health insurance which do not exist for not-employer health insurance (this, BTW, is a legacy of WWII wage freezes). I want that removed. I also want people to be able to keep whatever plan they have if they move from job to job. If the insuree pays the premium, there's no good reason to drop someone from a plan if they move jobs.

None of that prevents employers from offering health insurance plans. I doubt too many will if there's no tax code advantage to doing so. Most employers will probably just pay the employee more, and let them buy whatever insurance they want. But I certainly am not suggesting forbidding it.

While there are tax incentives, the biggest reason insurance tends to be offered though employers is that the private market is almost unworkable due to the self selection issue we discussed previously. With group insurance though an employer the insurance company knows all employees will pay into the plan.

There are still issues with chronically ill people seeking out employers with such plans but the impact of that is still smaller then the private market. The end result is they can offer group plans for far less money then private individual plans.
 
OK, Delscottio, I picked you up a bit wrong. Never mind, I hope between us we've made things reasonably clear.

Of course any system can only pay for care they have the resources to fund. Insurance or public funding. I think the publicly-funded system is just marginally more transparent about it.

Was that bit about the Sweden flight on the general news then, that you got it out before I did? I must have missed it - I only heard it on the Scottish news.

Scotland is a small country. We can't necessarily maintain facilities for absolutely every rare requirement. So we make arrangements with our neigbours. This is normal. Heart transplants also go to England I believe.

As I understand it, Washington State has identical arrangements cross-border with Canada. half the stories about desperate Canadians coming to the US for treatment are actually perfectly ordinary reciprocal arrangements of this sort, I'm told. Including the woman in the Stossel film who had to access neonatal intensive care facilities in Seattle.

Rolfe.
 
This is where I get confused. Do the doctors not choose the drugs to administer?

A lot of it is just to get people to mention issues to their doctors.

"If you sometimes feel like this, then you have social anxiety disorder, a seriously but treatable condition. Talk to your doctor about Paxil, to enjoy life at it's fullest."
 
OK, Delscottio, I picked you up a bit wrong. Never mind, I hope between us we've made things reasonably clear.

Of course any system can only pay for care they have the resources to fund. Insurance or public funding. I think the publicly-funded system is just marginally more transparent about it.

Was that bit about the Sweden flight on the general news then, that you got it out before I did? I must have missed it - I only heard it on the Scottish news.

Scotland is a small country. We can't necessarily maintain facilities for absolutely every rare requirement. So we make arrangements with our neigbours. This is normal. Heart transplants also go to England I believe.

As I understand it, Washington State has identical arrangements cross-border with Canada. half the stories about desperate Canadians coming to the US for treatment are actually perfectly ordinary reciprocal arrangements of this sort, I'm told. Including the woman in the Stossel film who had to access neonatal intensive care facilities in Seattle.

Rolfe.

The Swedish transfer was on teletext news - page 108. I am sure some Scottish transplant patients used to go to the Freeman Hospital in Newcastle (a couple of miles away from me)

Your final paragraph is interesting and puts a different slant on things.

kellyb said:
A lot of it is just to get people to mention issues to their doctors.

"If you sometimes feel like this, then you have social anxiety disorder, a seriously but treatable condition. Talk to your doctor about Paxil, to enjoy life at it's fullest."

A hypochondriacs dream.
 
I must have been unclear in my post, I am from the UK and understand the NICE procedure and the finite resources. My thinking is a touch fuzzy I have swine flu unfortunately :mad: I'll come back to this in a moment,

I was responding the Kellyb who made the point of direct advertising to US patients. My point was more along the lines of who cares about direct advertising? My experience is that the doctor will simply prescribe the required drug on clinical need not patient preference. In some circumstances it is the pharmacist who chooses the brand IIRC.

Obviously the odd issue arises like you have mentioned.

My other point is surely US insurance companies will do something similar to NICE?

The point of the advertising is (often) to convince patients they have a clinical need they didn't know about before.
It doesn't matter if the doc prescribes a competetor's med in the end half the time, as long as millions of people are now seeking treatment for something they didn't know was "serious, but fortunately treatable" before.

US insurance companies do do things similar to NICE (behind closed doors), but in ways that suck much, much worse.
 
The point of the advertising is (often) to convince patients they have a clinical need they didn't know about before.
It doesn't matter if the doc prescribes a competetor's med in the end half the time, as long as millions of people are now seeking treatment for something they didn't know was "serious, but fortunately treatable" before.

US insurance companies do do things similar to NICE (behind closed doors), but in ways that suck much, much worse.


Wow, just wow.
Am I right in thinking that yearly non specific health check ups are recommended and are the norm as well?

I must admit I had not thought about the health industry being treated as a normal good and being actively marketed as such, I am sure I am not the only one from a UHC background where this just doesn't sit right.
 
While there are tax incentives, the biggest reason insurance tends to be offered though employers is that the private market is almost unworkable due to the self selection issue we discussed previously. With group insurance though an employer the insurance company knows all employees will pay into the plan.

Except that's not actually the case. Participation in employer-sponsored health plans is pretty much always optional. It has been at every job I've ever had. Self-selection is indeed a problem, but the way that's currently handled is by the refusal to cover pre-existing conditions (ie, make it risky to wait for a problem before buying insurance). This incentive to not wait is made even more effective by enrollment date restrictions on employer plans (ie, if you opt out when you're hired, you only get one shot per year to opt in). But the biggest cost differentials still come from the tax advantages of employer health insurance. These tax advantages are huge. But there's no logical reason to offer those advantages only to employer-sponsored plans, which is what we're doing. It creates a MAJOR impediment to market competition. And even if you prefer a government solution to free markets, it should be clear that non-competitive markets are worse than competitive markets.
 
I'm having a look at that interview with the Godfearing woman now. I note that the station trailer identifies it as "Conservative", so they're explicitly a broadcaster with a political agenda.

It's strange to hear the term "single-payer" system, because of course we don't call it that, but I suppose she's explaining for an American audience. She speaks of personal experience of the NHS. She says there's "a tremendous amount of rationing", that the standard of care is much lower than in America, and that people are so used to this crap care that it's all they expect.

Now let's think about this. Any estimates of her age? At least 50. Possibly more. (I suspect a good facelift there actually - she could even be close to 60.) So, when would we date the experiences she's talking about? 1960s, I'd say. If not late 50s. This isn't stuff that happened last week, or even last year. How can any experiences of early NHS treatment in those days possibly compare to medicine as we know it in 2009? It's ridiculous.

Also, she's not native English. She has a German name and a German family. I think this background also influences her interpretation of events that happened when she was a child or a very young woman.

So what's she saying?

She's going on and on about poor care and low expectations. Well, guess what. My expectations are a lot higher now than when I was a child in the 1960s. Because medicine has advanced and there is a lot more available! You can't compare one system 30+ years ago with another system now!

Of course, "there's a tremendous amount of rationing" is simply a lie. She's simply parroting that from no knowledge. It just isn't true.

And what's this about lower death rates from cancer in the USA? All the metrics we've used to assess peformance comparisons have shown the USA to be slightly poorer. Do the Americans just not live long enough to develop cancer? This was simply not explained. If Americans aren't dying of cancer, what are they dying of? Or does private medicine confer immortality? :D

Now we get to the lack of dental anaesthesia. She says it wasn't standard. She's totally lying - or possibly totally mistaken and too lazy to check her facts. This was obviously quite a while ago (she was a child), and maybe she had a dentist who thought suffering was good for the soul or something, but even in the 1950s this would have been an aberrant experience. I do think that people have a duty to find out the facts before they relate one long-ago memory as if it represents universal practice. It has been absolutely SOP to provide dental anaesthesia in the NHS for at least the past 50 years (and the NHS is only 60 years old).

Now the stroke thing. How long ago was this, I ask? It's complete gobbledegook, and the story just doesn't hang together. It sounds like a very young person who simply didn't understand what's going on, and isn't remembering it or communicating it clearly. She took her grandmother to a small cottage hospital, by the sound of it. And there was nobody there. Did granny have a stroke at all? How does anyone know?

I'm struck by the ignorance of normal NHS service that account demonstrates. I wonder how much of this is influenced by a German immigrant family not familiar with procedure, and all this happening in the 1950s or 60s. If granny was really seriously ill, and for some reason she showed up at an unstaffed cottage hospital, then someone would have dialled 999 for an ambulance to take her somewhere with an A&E department. Whatever was wrong with granny, the account suggests she was not seriously ill.

But then, asking if they can see a doctor privately? If there's no doctor there, then how can they see him, NHS or private? This is the behaviour of recent immigrants without any real experience of how it all works. And who said, "would you trust a doctor you were paying?" anyway? We're listening to the long-ago memories of a 50 or 60-year-old woman of something that happened when she was young. It's highly unlikely any NHS nurse would have said that, even in the very early days. I wonder, if this was said at all, if it was her grandmother who said it.

The rest of it is just a rant repeated from her octogenarian German grandmother. Nobody cares about old people. We don't matter. They'll just leave us to die of whatever we get.... A cantankerous old immigrant lady. Some time in the 1960s. Not understanding that she was in the wrong place to get emergency treatment, and as she wasn't seriously ill, nobody was falling over themselves to do anything. So that's the quality of information that's informing the US health debate!

Her uncle died of a penicillin allergy, because a doctor gave him penicillin when he was allergic. But we're not getting the full story. Did he know he was allergic to penicillin? Did the doctor know? 1960s, remember, maybe earlier. Could it be that his death was the first anyone knew he had that allergy?

Which might explain why nobody sued. You can't sue if there has been no negligence. But Godfearing lady simply declares that the family had no recourse, that they could not sue the NHS doctor. At least she had the grace to say "at least, when I was there" this time, but so far as I know that has never been true. You can sue the pants off the NHS if you're the victim of negligence. But not if you suffer an unfortunate accident.

Again, this account sounds like that of a young person who was peripheral to the events and is just giving us her impressions. But madam, don't you think you should check up on whether NHS doctors can be sued for negligence before you make statements like that? I tried to google it, and mainly just got a load of ambulance-chasing lawyer web sites, but even these make the position clear. She could have checked this quite easily, but she didn't.

She then goes on to criticise the level of preventative screening available in the NHS. I'm now wondering what the hell she knows about this anyway? She obviously left England a long time ago, and is only dredging up childhood memories without checking her facts. One of the NHS's great strengths is its preventative approach. National screening programmes take in the whole population and people are called in automatically.

She later announces that even uninsured Americans are more likely to have been screened for certain things than British or Canadian citizens. Where did she get this information, when her knowledge of the NHS is so poor that she thinks people don't get dental anaesthetics and can't sue for negligence? Do we know what's skewing this, if these are tests that are actually ineffective (some screening tests are counterproductive and not recommended by universal healthcare systems), and what else isn't she telling us?

Berlusconi had his pacemaker operation in Cleveland because it's the best in the world. Good grief, we went over all this in the Stossel thread. Berlusconi wants to be treated like royalty, so is it any surprise that he has a routine procedure in the USA, where money will get you such treatment?

She's just bouncing all over the place with random right-wing opinions now, much of which we've heard many times from the right-wing Americans here. Maybe physycians would opt out of the universal system and set up their own schemes? Well, not here they don't. Pink blouse tells us about Harley Street, and how the care there is absolutely superb, but can't be accessed by ordinary people.

Another lie. Every single consultant in Harley Street has a top NHS consultancy post. That's what gives them the cachet to be able to build that sort of private practice. They're doing the Harley Street work on top of their contracted hours for the NHS. So, Top Plastic Surgeon's day job is reconstructing faces destroyed by accident and disease, but if you've got the money he'll do a facelift for you on his day off. (And on his holidays he'll go to India and spend his time repairing birth defects pro bono.)

Politicians would think differently if they had to live in England for a year and put up with the NHS. O rly? This is the NHS that provides care for all our politicians and their families, saved Gordon Brown's eyesight, gave Sam Galbraith a lung transplant, and cared for David Cameron's severely epileptic son? Sure, it's good to make the parliamentarians use the universal healthcare system. It concentrates their minds wonderfully.

This was such a disconnected string of ancient half-remembered anecdotes and boilerplate right-wing American propaganda it's hard to know what to say. Other than, if that's the best they can find, the NHS must be doing something right.

Like flying people to Sweden for very rare, specialised treatments.

And giving little girls heart transplants.

For goodness sake, Americans, find out what it's really like here, which is frankly the bargain of all time, and stop listening to people who are either wittering about things they know nothing about, or frankly lying.

Rolfe.
 
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Zig, or whoever it was, why did you post the link to that? Do you really think that's an accurate, representative and reliable account of the standard of NHS treatment?

Do you really think the Brits on this forum are lying when they tell you about complex operations delivered with no fear or favour, about high quality care available to all, and "rationing" only affecting the absolute fringes of high-cost-low benefit procedures?

We know why Cushing's lady and pink blouse are lying. Why would we lie to you?

Rolfe.
 
Regarding #3, it can be difficult to get a G.P. in some parts of Canada - the problem seems to be particularly bad in some regions of Quebec (like Gatineau).

I can vouch for the fact that Gatineau is a medical hellhole. Even the freaking walk-in clinics are not accepting new patients... Fortunately, on the other side of the Ottawa river, there are no such problems. No wonder everyone on the Quebec side ends up going to Monfort Hospital. But Gatineau is an embarassing exception, even in Quebec. Yet I have to admit Ontario healthcare seems much better organized. Then again, when I was in Waterloo, all my students with medical issues would go get treatment in Toronto rather than at the only local hospital in Kitchener. Just to highlight that the "scary" "socialist" Canadian system varies a lot by province and region.
 

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