Hmm, really? I thought that Birkhoff's theorem said the exterior of a spherical shell is described by the Schwarzschild metric. So basically it's really indistinguishable from all mass being concentrated in its centre, or for that matter inside the event horizon corresponding to its mass.
That's true. But the point about the event horizon inside the body is it's not a Schwarzchild event horizon.
Let's take a really artificial example: all the mass of a body confined to an infinitesimally thin spherical shell. Outside the shell, we use the Schwarzchild metric. Inside the shell, it's a completely flat spacetime. Further suppose that this mass is transparent, so we can see what's going on inside it.
Now let's start to shrink the shell. Shrink it enough to get it just below the Schwarzchild radius, and it's a black hole. At this point, we know we have an event horizon at the Schwarzchild radius.
Now suppose that we chose our mass such that the Schwarzchild radius was one light-second. Suppose that there's a bunch of massless fireflies buzzing around inside the shell, and we can watch them as they move about blinking on and off (since the shell is transparent). Suppose that one of these fireflies is right at the center.
Let's say the black hole forms at t = 0 seconds. After t = 0 second, we can't see any light from the firefly in the center. But when was this last light emitted? Was it emitted at t=0? No, it was emitted at t = -1 seconds. Any light emitted after t = -1 seconds can't get out before the object is a black hole. What this means is that, at t = -1 seconds, the firefly at the center is actually already inside an event horizon. Spacetime is still flat inside the shell, so this event horizon is different than the one that will exist after collapse, but it's still a boundary between what light can escape and what light can't escape.
Now let's look at a firefly that's halfway between the edge and the center, or 0.5 light seconds from the edge. The last light to escape from that firefly will have been emitted at t= -0.5 seconds. After that, this firefly is also within the event horizon, though spacetime is still flat for him as well.
In fact, the event horizon forms at t=-1 seconds at the center of the sphere, expands outwards at the speed of light, and then stops when it reaches the Schwarzchild radius at t=0, when the shell has collapsed to this point. This horizon is formed by future events. Its formation does not reflect any change in local conditions (spacetime remains flat inside the sphere until after the black hole is formed). It's really just an abstract surface, marking the separation between points from which light will be able to escape and the points from which light cannot escape.