This isn't the right thread, so I won't say much about it except this. I completely disagree with your characterization of regulation. I think federal regulations are almost always solutions in search of a problem, most regulations are designed by big companies to impede competition from smaller ones, and the whole regulatory scheme has become a self-perpetuating, self-aggrandizing parasite sucking on the blood of the economy. Some of them are useful and important, but the vast majority are not.
Putting aside the fact that you're completely wrong about financial regulation (so much of it is counterproductive and actually increases financial instability), you're going to have a hard time explaining why it could possibly make sense that the volume of regulations has increased
by a factor of 18 since 1950. Even if all of that was geared to saving lives, is there never any cost-benefit analysis done? A human life is not worth an unlimited amount.