Let me rephrase my question.
What kind of particles are created due to quantum fluctuations. What is the force that makes them normally annihilate each other?
Any particle can be created. However, the more massive it is, the less likely it is to occur, so electrons and positrons are by far the most common, being the lightest particles (excluding neutrinos).
OK I dug my copy of "A Brief History" Out. I see that he talks about the ability for a virtual particle with negative energy to fall into the black hole. I don't understand why it is always the negative energy particle that has to fall in though? Why can't the positive energy one fall in and the negative energy one escape?
Because they both have negative energy. The uncertainty principles can be expressed in several forms, one of which relates energy to time, so the bigger the uncertainty in energy, the shorter the time it can vary in. Essentially what happens with pair production is that the particles "borrow" energy, but for such a short time that the universe doesn't notice. Normally this is fine, and the universe continues not noticing, but when you put an event horizon nearby things can change. A black hole gains the energy of anything that crosses its event horizon. However, since these produced pairs have only "borrowed" energy they effectviely have negative energy, and therefore the black hole gains negative energy, which is actually a reduction in mass. Of course, this is very much a simplification, but hopefully its still accurate enough to be understandable.
Schneibster's explanation about black-body radiation is also a useful way of looking at it without worrying about particle production at all. All matter must have a temperature above absolute zero, and anything with a temperature above zero must emit radiation. Therefore black holes must emit radiation. Finding a method for them to do so is just the icing on the cake. Again, a simplification, but a useful one.
If the particles appear and then annihilate each other then disappear, does that mean two particles had to disappear somewhere else in order to pop up?
Okay, I'm trying to say this... if a particle pops into existance, doesn't that mean another particle has to disappear somewhere else? Isnt' there a conservation of mass rule? Or is there not?
Do the particles really pop up out of NOWHERE or do they pop in from another location-- Another universe?
They pop out of nowhere. There is conservation of mass, but this is where the uncertainty principles come in. All conservation laws can be violated, but only within the bounds of the uncertainty principle, so energy can appear out of nowhere, but only for a very short period of time. It is only when you start throwing in things like black holes that things start getting really weird.
I don't think that particles necessarily appear in pairs.
Yes, they must
always appear in pairs, a particle and its anti-particle.