Abuse and cheat the working class people? Wow. Dude, WE are the working class people who are tired of being cheated and abused by the politician class, lawyer class, and banker class.
I also note that without even knowing what I am talking about, you reject it, and vilify me for presenting it, or being about to. This is what I am talking about when I say defending previously held misconceptions. For now it won't really matter to you if I am right, or what words I bring to the table, you have a vested interest in rejecting it, lest you be seen even in your own mind as wrong. And if I call this outlook childish, which it s, you cry about that.
You have already began operating on the belief that in order for it to work, we have to stiff someone. What if however it is we being stiffed, and all we have to do is learn how and then take lawful steps to avoid being further stiffed? What if these actions benefit the small business owner, and does not stiff them at all? Your prejudice is so overwhelming and debilitating you will never even be able to see the truth. Hatred has that affect.
Rejection of everything that does not fit into your preconceived beliefs is not being skeptical. It is the opposite, for a true skeptic should first and foremost be skeptical of that which he believes.
Luckily you have remedy available. If you personally disagree with this process when explained, all you have to do is not employ it yourself. Simple right? Or did you wish to also stop others from doing so because you do not wish to, even though they have the right?