• Quick note - the problem with Youtube videos not embedding on the forum appears to have been fixed, thanks to ZiprHead. If you do still see problems let me know.

Heeeeeeere's Obamacare!

Emily's Cat said:
Most people never experience a heart attack, so their entire exposure is to copays to see their doctor. The health insurance industry has done a remarkably poor job of educating people on the fact that it is selling protection against financial ruin, just like any other insurance product. We've allowed our products to become conflated with medical services and access to medical care... which I personally think is to our detriment. But that's just my opinion...
Click to expand...

For an employer, it makes sense for employees to have a policy with low copays. You want your employees to seek medical case when needed so they stay healthy and productive. Since most Americans get insurance through their job, we have become used to policies with low copays.

An interesting side note is that it's widely believed in this country that copays are necessary to prevent overuse. But in places like the UK where there is no charge to the patient, they don't have an overuse problem.

The affordable care act mandates certain preventive care proceedures at no cost to the patient. From a public health perspective, this makes sense. The birth control mandate almost certainly saves more by lowering the rate of unwanted pregnancies than it costs to give away the contraceptives. Free vaccinations probably save money over the long haul and the other proceedures are at least cost effective.
 
MattusMaximus said:
Looks like private enrollment just topped 6 million
Click to expand...

Looks like the deadline just got extended...

Under the new rules, people will be able to qualify for an extension by checking a blue box on HealthCare.gov to indicate that they tried to enroll before the deadline. This method will rely on an honor system; the government will not try to determine whether the person is telling the truth.
Click to expand...

http://www.washingtonpost.com/natio...458338-b449-11e3-8cb6-284052554d74_story.html
 
Octavo said:
Are you crazy man? Evil libruls will now live even longer, swelling their ranks and ending civilized life as all right-thinking Republicans know :soapbox


:tr:
Click to expand...

But don't you see? It's all balanced out by the fact that only liberal ladies use slut pills birth control! I can't make sense of this part, but it has something to do with killing baby Jesus.
 
Kestrel said:
For an employer, it makes sense for employees to have a policy with low copays. You want your employees to seek medical case when needed so they stay healthy and productive. Since most Americans get insurance through their job, we have become used to policies with low copays.

An interesting side note is that it's widely believed in this country that copays are necessary to prevent overuse. But in places like the UK where there is no charge to the patient, they don't have an overuse problem.

The affordable care act mandates certain preventive care proceedures at no cost to the patient. From a public health perspective, this makes sense. The birth control mandate almost certainly saves more by lowering the rate of unwanted pregnancies than it costs to give away the contraceptives. Free vaccinations probably save money over the long haul and the other proceedures are at least cost effective.
Click to expand...

Indeed - for most people in the UK,I'd say that a GP appointment is something available when needed, not "a bargain" to take advantage of.
 
Fast Eddie B said:
Is that good?



What is the net gain or loss of those insured?



In a nation of 314 million, 6 million private enrollees just does not seem all that earth shattering.
Click to expand...


It's not and it won't meet the projections. Remember also, there were 50 million uninsured. How many of them are now covered? Not even close to all of them.

And I wonder if the money spent on all this last minute advertising with celebrity endorsements was originally planned on and budgeted for or is new spending. I thought this needed no advertising? Seems the cost estimates keep going up and up. It's almost triple the original $900 billion originally promised.

But hey, 6 million enrolled privately!
 
Fast Eddie B said:
Is that good?

What is the net gain or loss of those insured?

In a nation of 314 million, 6 million private enrollees just does not seem all that earth shattering.
Click to expand...
That's only the people who are on private exchanges. The total estimate of Obamacare signups is somewhere between 12.2 M - 15.8 M.

Latest CBO projections had the amount of uninsured drop from 55 million in 2013 to 45 million in 2014. So the numbers are probably getting there.
 
Last edited:
Fast Eddie B said:
Is that good?

What is the net gain or loss of those insured?

In a nation of 314 million, 6 million private enrollees just does not seem all that earth shattering.
Click to expand...

The vast majority of Americans get their insurance through their jobs or the government (Medicare, VA, Medicaid). The people left over are the ones who needed help. The CBO projected 7 million sign ups for the initial period and then revised down after the healthcare.gov debacle. If they hit 6.3 million that's a great accomplishment.

Also, you keep asking this question even though the answer is out there and has been given to you?

http://www.washingtonpost.com/blogs...takeaways-from-gallups-poll-on-the-uninsured/

Bottom line, more people are covered now than they were before the law was passed, and the law has drastically reduced the number of uninsured people just since this year started.

Keep in mind, this also doesn't count people like me, who bought insurance outside the exchange but got a better deal since pre-existing conditions are now no longer allowed to be used against us.
 
xjx388 said:
It's not and it won't meet the projections. Remember also, there were 50 million uninsured. How many of them are now covered? Not even close to all of them.
Click to expand...
Which was never going to happen in 2014...

The CBO projects the number of uninsured to drop from 55 million in 2013 to 45 million in 2014, 37 million in 2015, 31 million in 2016, and finally 30 million in 2017.
xjx388 said:
Seems the cost estimates keep going up and up. It's almost triple the original $900 billion originally promised.
Click to expand...
No, you have really bad information for some reason.

Cost estimates are lower than what was expected in 2010:

kJ4aUHz.png


WVfyPnO.png
 
Last edited:
Often forgotten is that the ACA also made certain common insurance practices illegal. Companies can no longer drop a policy after the insured person gets sick, or deny coverage due to a pre existing condition. These changes affect far more Americans than just those who used the exchange to purchase private insurance.
 
Peephole said:
Which was never going to happen in 2014...

The CBO projects the number of uninsured to drop from 55 million in 2013 to 45 million in 2014, 37 million in 2015, 31 million in 2016, and finally 30 million in 2017.

No, you have really bad information for some reason.

Cost estimates are lower than what was expected in 2010:

[qimg]http://i.imgur.com/kJ4aUHz.png[/qimg]

[qimg]http://i.imgur.com/WVfyPnO.png[/qimg]
Click to expand...

I see my error now about the budget tripling, I withdraw that little mistake . . .
 
Kestrel said:
Often forgotten is that the ACA also made certain common insurance practices illegal. Companies can no longer drop a policy after the insured person gets sick, or deny coverage due to a pre existing condition. These changes affect far more Americans than just those who used the exchange to purchase private insurance.
Click to expand...

But... but... socialism! :jaw-dropp
 
You must log in or register to reply here.

Back
Top Bottom