Piggy
Unlicensed street skeptic
- Joined
- Mar 11, 2006
- Messages
- 15,905
What is it you fear will happen?
This will have to be a stand-in for several posts that have posed a similar question.
I'm not an apocalyptic.
What I think is unsustainable is the system itself, not our species -- although, of course, we will eventually go away, as will everything.
But I'm continually amazed at the level of bureaucracy and paperwork that is now required just for average day-to-day livin', and the level of information (good information, at that, in a sea of bad information) required to actually make the proper choices.
Our brains have, over time, developed this web of paperwork, media, and technology which we now live in and which is beyond the ability of most brains (people) to manage effectively.
I do believe that a person has to be smarter than most and better informed than most in order to work the maze we've created for ourselves, that the basic requirements of modern life -- navigating taxes, insurance, decisions about health care and retirement, whether to politically support efforts to stop climate change, etc. -- are not within the means of most people.
Most folks don't have the time, information, or critical thinking skills to make the best choices.
And I do think that's (relatively) new. Yeah, sure, we've always been ignorant and this is just a new flavor of ignorance. But it's a different kind of thing than we've seen before modern times.
What will happen?
Well, on the climate front, I think we're already seeing what happens. Can you really expect that most of us will be able to inform ourselves adequately? I seriously doubt it.
Financially, the rise of 401(k)s and HSA (health savings accounts) to replace traditional pensions and insurance plans is pushing the decision-making away from specialists and onto the rest of us, and I don't know that that's a good thing.
It's like housing. A few hundred years ago, there were a lot more folks who could construct their own housing, or at least understand how it was done. Today, with the wiring and all the regulations and the connections to local utilities... hardly any of us could hope to build our own homes.
Similarly, investing properly is a complex, specialized affair that requires lots of information and a good bit of experience. Yet we increasingly expect regular folks to take on that responsibility. We wouldn't tell someone who works at a desk job to go wire his own house. Yet we expect him to invest his 401(k) funds properly.
We expect folks to manage an unmanageable tax code, to make choices about insurance on the basis of reams of legalese, to be informed voters when the issues are often incredibly arcane and clouded by misinformation, and on and on and on.
It just seems to me that these wonderful brains of ours have created an environment for ourselves that our brains are not actually suited to live in.