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"Affordable" Care Act - Yeah, Right.

Sabretooth

No Ordinary Rabbit
Sabretooth
Joined
Aug 9, 2010
Messages
6,757
Location
Wyoming, NY
Just got my packet for my 2014 health care.

Premiums are increasing by $1,200 for the year.

Co-Pays are also increasing. Well-visits are no longer free.

So much for "affordable". Biggest misnomer in history.


It's a pile of horse crap and Obama is big *********** liar.
 
Sabretooth said:
Just got my packet for my 2014 health care.

Premiums are increasing by $1,200 for the year.

Co-Pays are also increasing. Well-visits are no longer free.

So much for "affordable". Biggest misnomer in history.


It's a pile of horse crap and Obama is big *********** liar.
Click to expand...

How do you know it's attributable to ACA?
Did you have an increase last year? When was the last time you didn't have an increase?

ETA: I assume by well-visits, you mean preventative care? If so, all new policies are required to cover them.
 
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My premiums will be increasing by 4.4%.

However, last year they increased by 6%. The year before, I don't remember, but I know they went up - and so have they every year, along with my rent. I don't see how I can blame it on the ACA.
 
Tiktaalik said:
My premiums will be increasing by 4.4%.

However, last year they increased by 6%. The year before, I don't remember, but I know they went up - and so have they every year, along with my rent. I don't see how I can blame it on the ACA.
Click to expand...

You're not trying hard enough. Slacker. :mad:


:p
 
Sabretooth said:
Just got my packet for my 2014 health care.

Premiums are increasing by $1,200 for the year.

Co-Pays are also increasing. Well-visits are no longer free.

So much for "affordable". Biggest misnomer in history.


It's a pile of horse crap and Obama is big *********** liar.
Click to expand...

You have my sympathies.
 
Tiktaalik said:
My premiums will be increasing by 4.4%.

However, last year they increased by 6%. The year before, I don't remember, but I know they went up - and so have they every year, along with my rent. I don't see how I can blame it on the ACA.
Click to expand...

Benghazi!!!11! :jaw-dropp
 
Newtons Bit said:
I'm not getting a subsidy. Are you getting a subsidy Sabretooth?
Click to expand...

You're making four times the poverty line and an extra $100 a month is an unbearable burden? What an odd thing. May I recommend finding a good financial adviser?

What did you do in previous years when your health insurance premiums went up?
 
Spindrift said:
How do you know it's attributable to ACA?
Did you have an increase last year? When was the last time you didn't have an increase?

ETA: I assume by well-visits, you mean preventative care? If so, all new policies are required to cover them.
Click to expand...
The new policies are required to cover lots of things, for "free". Obviously these things are not free, they're just paid for in advance through premium increases. You cannot "insure" against a known and recurring cost.

In threads of old I pointed out that the increased coverage would have to be paid for. You cannot increase coverage, do nothing about the costs, and then expect premiums to be unaffected.
 
Spindrift said:
How do you know it's attributable to ACA?
Did you have an increase last year? When was the last time you didn't have an increase?
Click to expand...

Increases year over year:

2010 - 4.8%
2011 - 2.3%
2012 - 2.3%
2013 - 4.3%
2014 - 25.8%

Yeah...it can't be due to Obamacare, that's just silly.
 
Sabretooth said:
Increases year over year:

2010 - 4.8%
2011 - 2.3%
2012 - 2.3%
2013 - 4.3%
2014 - 25.8%

Yeah...it can't be due to Obamacare, that's just silly.
Click to expand...

And so obviously the previous plan you had wasn't ACA compliant. So when your current insurance company sent you this new packet, what other plans did you find on the exchange? Or have you not looked there?
 
Unabogie said:
And so obviously the previous plan you had wasn't ACA compliant. So when your current insurance company sent you this new packet, what other plans did you find on the exchange? Or have you not looked there?
Click to expand...

BCBS wasn't compliant?

I've been on the lowest tiered family plan since 2006. There isn't another that works for me and my family.


ETA: Oh, wait...sorry...their is one more tier. If I want to further increase my co-pay and increase other out of pocket services, my increase would only be 18.6% this year.

No matter what, my costs increase when we were told that wouldn't be the case. But you go ahead and praise King Obama for all his awesomeness. :rolleyes:
 
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Upchurch said:
You're making four times the poverty line and an extra $100 a month is an unbearable burden? What an odd thing. May I recommend finding a good financial adviser?
Click to expand...

1) I don't make 400% the poverty line.
2) I'm still not getting subsidies.
3) I never said it was unbearable.

What did you do in previous years when your health insurance premiums went up?
Click to expand...

My health insurance costs are tripling. That's a bit of a difference from the 5-10% increases of the past.
 
Unabogie said:
And so obviously the previous plan you had wasn't ACA compliant.
Click to expand...

Not everyone wants or needs an ACA-compliant plan.

So when your current insurance company sent you this new packet, what other plans did you find on the exchange? Or have you not looked there?
Click to expand...

Aside from the problems the exchange website has been experiencing, at this point there's basically no way to evaluate a lot of the plans because many of them haven't set their reimbursement rates yet and so doctors don't even know if they'll accept those plans. So you can buy a plan (if you're lucky enough to get the website to work), but you can't actually figure out what the plan offers because the providers are unknown.
 
Upchurch said:
I was referring to Sabertooth, but why aren't you?
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You replied to my post, wrote "you" and "your" 3 times and "Sabretooth" zero times. You may want to make yourself more clear.

Again, Sabertooth, but $100 is bad enough to warrant your sympathies?

(You'll have to excuse me if I use a bit of hyperbole for rhetorical purposes.)[/QUOTE]

I can't follow your argument.
 
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