I dont find it difficult at all. I notice from your explanation of experience you have not worked for airlines or military? If you had you would likely have received extensive training regarding case studies of prior accidents.
If all this does boil down to a series of misjudgments, miscalculations and incompetence then it will not be an anomaly as far as crashes go.
Aviation history is replete with examples or a similar nature.
One thing you seem to avoid adding to the mix is....complacency coupled with ego.
I have seen it time and time again with my very own eyes....including fatal crashes.
I see zero evidence of an intentional act here.
I understand what you're saying. And I know full well how the human factors you mention - complacency and ego - can indeed be significant (and sometimes even primary) causal factors in aviation accidents.
But I still find it difficult to ascribe to complacency or ego the totality of the pilot's actions and inactions from the moment of the first "low fuel" alarm to the moment - several minutes later - when the helicopter fell out of the sky.
For a start, how and why could the pilot have either a) ignored the low fuel warnings (that were growing in number and becoming more urgent), or b) tried and failed to address the low fuel issue? Is it realistic to suppose that, for example, the pilot thought something along the lines of: "Oh yeah, I hear and see those alarms, but I'm going to ignore them because I'll easily get back to base before I run out of fuel"?
How does one explain this seeming situation where the pilot either ignored the low-fuel warnings, or somehow failed to address and correct the problem? And if it was the latter, why wouldn't the pilot have made the decision to set down somewhere safe immediately? Again, is it realistic to suppose that the the pilot thought something along the lines of: "Damn, I can't fix this problem - but no matter, I'll just keep heading home to base, over a densely populated urban area, and I'm bound to get there before we run out of fuel in the supply tanks"?
These are the sort of things that I am struggling to explain. Personally, I cannot see how even complacency, ego, hubris, pride etc can explain those sorts of decisions.
And then, when the flameouts finally occurred, how does one explain the seeming failure by the pilot to even attempt a proper autorotation controlled descent and hard landing? It's beyond doubt that the pilot would have known exactly how to perform such a manoeuvre, so why didn't he do so (or even attempt to do so)? And why didn't he radio that he was going down hard? Can we realistically ascribe those sorts of actions/inactions to complacency/ego/hubris/pride/etc?
And no, I may not have served in the military or commercial aviation - although, as I said, my father was a career military fast jet pilot who had multiple experiences heading up boards of inquiry into military aviation accidents, and I know some people in the AAIB (including, perhaps-interestingly, the man who applied human factors to the British Airways BAC 111 accident to figure out how the windscreen came to be refitted using the wrong sized bolts, causing it to blow out in flight and suck the captain out of the cockpit). So I do have at least an inkling of knowledge into the subject.
And I hope that you are correct that this was nothing more than a case of cumulative pilot error (I think that the known evidence now points to the inexorable conclusion that pilot error did indeed play a major causal role in this accident). It's just that I personally happen to believe that the evidence simply has to imply that something more was involved in regard to the behaviour of the pilot. I think that one eminently possible explanation is that the pilot suffered some form of mental incapacitation that caused him to become (for want of a better term) a "zombie" at the controls. And please don't get me wrong: I am absolutely
not making accusations against the pilot, and nor am I even suggesting that the "deliberate action" scenario is the most likely explanation.
I am doing nothing more than suggesting that - in my view - the known evidence cannot reasonably explained in terms of simple pilot error. I realise that you disagree. But how, for example, would you address the questions that I posed in the third, fourth and sixth paragraphs of this post? If you can show how the evidence points to the sorts of human factors that you suggests being in play, then that would be interesting to hear.