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The not everyone needs or wants the "essential benefits" forced upon everyone by Obamacare. Now they have to pay more for health insurance for stuff they don't want or need.
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There's sometimes a big difference between wants and needs. Some people don't want to buy health insurance. No one is in a position to know whether he will need it, even if he doesn't happen to need it at this particular moment. The point of requiring "essential benefits," one of them anyway, is to level the market playing field and keep anyone from offering a cheap product that won't actually help people when they need it. If you're going to sell something called "insurance" it has to meet certain standards. I think you could find people who would be happy to buy a cheap car without air bags, seat belts or crush zones that can't pass minimum crash standards, but we have decided that if you're going to sell something called a "car" it has to be designed with certain characteristics. The ACA mandates minimum standards for insurance and provides financial help for people who need it.