What? No wonder you have moronic claims about 911.I believe that yes and I'm not delusional. That's the point of an insurance isn't it? Pay a bit of the risk value and get paid the full if the event happens. I'm sure your car insurance doesn't cost more than your car right? It costs a fraction of it. Now if you loose your car in a car crash then you get paid the full value it was insured for. Now if you bought the car from a cash stripped friend at half the value you made some money out of it.
Now imagine you buy a semi at less than half value because the owner is in real need for money. Then down the road you're involved in an accident and two cars hit you. One in the cabin and one on the trailer. Your semi is wrecked, but you claim twice the insurance because there were two cars involved. You're making some serious money, more than four times what you paid for the semi.
You don't get full value on your car when you crash it. You loose money in most cases. You have no practical knowledge on anything related to 911, and may be the reason your have delusional fantasies on 911.