Health care - administrative incompetence

I think you misunderstood me. I think cheating is wrong, at any level. My point was that Medicare, which is governmentally run, has methods of measuring what a particular physician does which boil down to exactly what is written and has absolutely zero interest in outcomes. If a physician performs a level of service for a patient but does not write it down exactly per the rules, s/he can (and will) go to prison and pay $10,000.00 per infraction. It is my opinion this is not in the best interest of the patient as the doctor's focus must be on ridiculous documentation rules as opposed to the patient. The documentation guidelines require one to be a rocket scientist to interpret them. This is how our government "runs" the sector of healthcare of which it is in charge.

Lets do a worst case scenario then.

Say we take all the money that is currently being pumped into health care and expand Medicare to cover everyone. Remove all the private insurance companies and their ridiculous, well-documents administration fees. Centralize record keeping, and implement cost-saving measures like the ones outlined in this article.

We will still have some of the same problems. There will still be uneven oversight, there will still be new stories about how this or that doesn't work very well. But we'll also have an entire nation of people who are able to access care at all levels, including cost-cutting preventative.
 
Lets do a worst case scenario then.

Say we take all the money that is currently being pumped into health care and expand Medicare to cover everyone. Remove all the private insurance companies and their ridiculous, well-documents administration fees. Centralize record keeping, and implement cost-saving measures like the ones outlined in this article.

We will still have some of the same problems. There will still be uneven oversight, there will still be new stories about how this or that doesn't work very well. But we'll also have an entire nation of people who are able to access care at all levels, including cost-cutting preventative.

And we patients will stand beside doctors in demanding that Medicare quit abusing physicians as part of the deal!

The only reason patients aren't outraged by how abusive Medicare is to doctors is because "we" generally haven't heard about it!
 
I just wanted to point out one of the arguments that xjx keeps forwarding, that 'the government' is making our health decisions.

This really couldn't be further from the truth. The government funds the various health bodies, but it doesn't make many decisions at all.

For example, let's look at NICE.

It is made up of medical experts and members of the public and it is independent, and is one of the world's first bodies to be the most prolific in producing science-based clinical evidence.

If you look at how the NHS has been organised, budgets have been given to various hospitals (trusts) and groups of GP surgeries/PCTs (primary care trusts), to manage as they see fit for their population (of course, within science based clinical evidence).

The Tories are proposing a phenomenal shift in how the entire NHS is financially managed, which is going to putting all of the PCTs, so that means all of the GPs, in charge of the entire NHS budget.

The GPs, as the primary users of the hospitals, will say how it is funded.

Traditionally, they have had a huge chunk of the budget, this is a controversial change in policy. It is going to be interesting.

So now, tell me more about how the government is making our medical decisions.

The Tory proposal is a move towards privatization. They are shifting the burden of managing budgets to GP's so they have less time to actually do doctoring, and have to pay out more to have an agency manage the budgets for them.

Some of the other ideas the Tories are hell-bent on implementing are to pool doctors in various regions and have patients choose between one pool of doctors or another. This is a shift towards HMO style practices in the US. Once pooled, the Privatized insurance model can be implemented, and the Private Insurance Consortium will parcel out the various HMO's to the Consortium member Insurance Corporations.

Thus if you have the insurance policy of one company, you will only be allowed to visit doctors in the pool of doctors authorized by the Insurance Company.

If you want to keep the NHS, you need to do something NOW, before it's too late. Take a leaf from the Student Protesters and march on Parliament. Scream until more Lib Dems peel away from their leadership. Some Conservatives will join them. As the screams of the people get louder (remember "off with their head's" as Charles an Camilla drove by), the Royals will put pressure on Parliament. More Conservatives will peel away.

The leadership will fail to pass legislation; a vote of No Confidence will be called and won; VOILA, new elections; and maybe then Labour and the Lib Dems will form a government and undo some of the damage that has already been done.

Many Lib Dem MP's are sick about the about-face their leadership has taken and the collusion with the Tories to dismantle the Public Sector. The steps I have outlined are achievable.


GB
 
I'm trying to be patient with you because you obviously have no clue about the extent of Fraud and Abuse against Medicare. You also seem to have no clue about how the OIG enforces the law. Let's just say it's a little different from what you read in blogs or discussion forums.

We're trying to be patient with you because you obviously have no clue about the extent of Fraud and Abuse perpetrated by Private Corporations. You SHOULD have a clue because of all the financial scandals involving companies like Enron. Halliburton, AIG, Goldman Sachs, and practically every US based Corporation.

GB
 
This game of whack-a-mole is getting old. What's the biggest difference between the two groups of recipients above? Think about it. Go ahead, take a moment. I'll wait. <taps fingers on desk> Ready? Click the button.

84% of Medicare recipients are 65 years and older whereas 16% of the recipients in the UK are 65 and older. According to the US government, health care spending for the elderly is 3.3X that of working age people and 5.6X that of children. Furthermore, 16% of those in Medicare are eligible due to disability rather than age (your source).

In other words, you are comparing a national health system to one that serves the elderly and the already infirm.

BTW, you claim durable medical care is the problem, when in reality (your source) hospital care takes 25.5X as much money and physician care takes 12.5X as much money. Combined, those two consume 38X as much money as durable medical goods.

<shakes head>


And it is likely that many of the people entering the realms of Medicare are doing so after decades of sub-standard healthcare whilst in the UK even the eldest person will have had over 60 years of receiving the appropriate, clinically directed healthcare.
 
http://www.fda.gov/NewsEvents/Newsroom/PressAnnouncements/ucm199374.htmIt is safe, effective and in use regularly here in the US. All insurers cover it.

In the case of lapatinib, it is not pointless or untested. Unless, of course, you are the NHS and you want to save as much money as possible -then yeah "pointless and untested!"


Yes, US insurers cover it. So NICE just has to dance to their tune? Tatyana has shown how questionable the safety and efficacy are. And with the complex commercial webs tying US healthcare players together, I don't think we can be assured that US insurance companies are making an arms-length decision on this.

So a child born in the Democratic Republic of the Congo has no inalienable rights of their own? They can be used as soldiers because that's what their society has deemed OK? I think even you would agree that there are certain rights we are born with and that it's wrong for society to take away.

Why is murder wrong, Rolfe? Could it be because we are all born with the right to life? And if society legislates that children can be used as soldiers, then that's OK? Or is it violating their inborn human rights?


No, I don't agree. Your thinking is muddled. Who would confer such rights? How can you tell they're there? In what way would the observed world be different if no "inalienable rights" of that sort existed?

A child born in the Democratic Republic of Congo has exactly the rights accorded to it by the laws of that country, and by any international organisations which might attempt to impose more humane standards from outside.

Start thinking right and wrong, moral and immoral, not "inalienable rights". Should these children have the right to life. Our moral sense answers "yes". Thus, if their society doesn't confer that right on them, international organisations such as the UN will attempt to intervene to grant the rights they believe people ought to have.

This works a helluva lot better than standing there bleating, "but they have the right to life," if in fact they don't.

The question you need to ask is, should US citizens be given the right of access to affordable healthcare? In most other countries, the answer (on behalf of their own citizens) is a resounding "yes". Why should the USA's mileage vary, the biggest, richest plutocracy on the planet?

You tell me.

No, no. You have it twisted. You guys have already decided it's a right.


"Us guys" have decided to institute a universal healthcare system, paid for from general taxation, and the right that all legal residents have is the right to access that system when they need it.

The USA could easily do something similar. Your choice.

Yet your system lets people die everyday because their treatment isn't "cost-effective."


No, it doesn't. You have provided precisely zero evidence of this preposterous statement.

And who determines cost-effectiveness? Why, your government of course! You know, the ones who hold the purse strings? In this way, your government is no different than a US insurer except for the fact that your poorer citizens have no choice to find an alternative.

What's completely insane is continuing to insist that the NHS provides for everyone's needs. The evidence is mounting that this is not so, especially for people in poorer regions. Now you are qualifying your statement with "only what is reasonable and deliverable." Interesting change from your rosy-cheeked description earlier.


You are the only person who called anything "rosy-cheeked". I said everyone was entitled to the healthcare they needed, and very very few people would ever see any ceiling in their lifetimes, either for themselves or their friends and family.

When I referred to "reasonable and deliverable", you can look back and see that I was refuting a ridiculous American notion that a universal healthcare system would require that any patient who requested it on a whim would have to be flown thousands of miles at public expense to see the surgeon of their choice. This is not so. You fund your own transport to get your healthcare, unless you're very very poor. If you're very very poor you may apply to have your transport paid for, but in that case you will not be seeing a surgeon 1,000 miles away unless your physician believes that is the surgeon you have to see.

What is covered on the NHS is decided by senior physicians looking at the evidence. This is something of a world first. Your country might learn from this.

No one said the US system was perfect the way it is. It needs major changes to make it accessible to everyone.


Indeed it does. And there are a number of ways this might be achieved, and examples of these can be seen around the world. None, zero of these rely on an unregulated free market. None, zero of these operate without the richer members of the society contributing to the costs of the healthcare of the poorer members.

And that system works for you. But to say that the NHS should be our model for healthcare is wrong. I'd rather look at what countries like Switzerland and yes -Singapore are doing. They've found ways to
  • Provide care to all citizens
  • Make people personally responsible for their healthcare -thus lowering costs
  • Keep medical decision making in the hands of doctors and patients
  • Keep physician pay at acceptable levels.
And it doesn't involve a single government payer solution.
Those are the four things I think we need for America. Everything else is just emotional hand-wringing.


You're right to look at other systems, and I think you'll find I have been advocating this from the beginning. However, your monstering of the NHS is based on entirely false premises, and your bullet points are naive in the extreme.

  • It is impossible for costs to be significantly lowered by "market forces" while continuing to pay doctors superstar incomes.
  • It is impossible to provide care for all citizens without forcing the richer citizens to contribute to the care of the poorer citizens.
Again, no one is disputing the fact that the current American system mostly sucks. What I say is that NHS-style UHC would be an economic disaster here in the US based on numerous reasons which I've presented here. There has to be a better way to do it and that's what we should be fighting for.


An NHS-type system may indeed by inappropriate for the USA. I wouldn't press it as the obvious solution. It was established a long time ago, and there are a lot more examples to look at mow.

However, the fact remains that the NHS works.

  • It provides care for all residents, not just affordable but free.
  • It does not have a significant problem of over-utilisation, a situation achieved by education rather than financial coercion.
  • Medical decision-making is in the hands of the doctors and the patients, in marked contrast to the USA where insurance companies insinuate themselves into the equation in an entirely inappropriate manner.
  • Physician remuneration is excellent, when you look at the complete package including costs of their own healthcare, and insurance and other overheads.
The USA is under no obligation to adopt a similar model. However, monstering a system which works extremely well in comparison to the USA's broken train-wreck is not a constructive way forward.

If you want to keep the insurance companies administering healthcare funding, you have to confront the fact that the corporate culture in the US health insurance industry is to treat customer contributions like a cash cow, and seek to minimise the amount of money paid back to their customers at every opportunity. In that context, some problems might be encountered if the same people are left within sniffing distance of a potential gravy train.

Rolfe.
 
Yes, I'm aware that it happens. I'm scoffing at you for yapping about durable goods and patients bilking the system when physicians and hospitals receive 38X as much money. The lion's share of the fraud is not coming from durable goods.

Adult diapers are one small part of DME fraud. Wheelchairs, beds, and other supplies are other parts. DME fraud is one small part of ancillary service fraud. Home Health, Ambulance, physical therapy, children's rehab are the other areas that have major fraud and abuse problems. It all adds up to a significant chunk of spending. The govt does not have the resources to stop it.

Now can anyone guess why this type of fraud is not a problem in the private sector?
 
Many doctors simply refuse to take Medicaid patients, which, for some unearthly reason, is entirely legal.

GB

Have you ever read about how the CMS works?

The CMS under the Bush admin was actually making doctors LOSE MONEY by seeing Medicare patients. Not just "lose money compared to seeing private patients" but literally pay them less than the cost of paying the hourly wage to pay the nurse.
It's really scandalous.

And nobody even knows who the CMS board members are making these decisions.

My more paranoid side wonders if this was an intentional move to make doctors hate Medicare as part of the "agenda".
 
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Adult diapers are one small part of DME fraud. Wheelchairs, beds, and other supplies are other parts. DME fraud is one small part of ancillary service fraud. Home Health, Ambulance, physical therapy, children's rehab are the other areas that have major fraud and abuse problems. It all adds up to a significant chunk of spending. The govt does not have the resources to stop it.

Now can anyone guess why this type of fraud is not a problem in the private sector?

Because they can make way more money denying care?
 
Have you ever read about how the CMS works?

The CMS under the Bush admin was actually making doctors LOSE MONEY by seeing Medicare patients. Not just "lose money compared to seeing private patients" but literally pay them less than the cost of paying the hourly wage to pay the nurse the nurse.
It's really scandalous.

And nobody even knows who the CMS board members are making these decisions.

My more paranoid side wonders if this was an intentional move to make doctors hate Medicare as part of the "agenda".

All entirely true. This is what I was getting at earlier on the thread when I pointed out that Right Wingers in the government do everything they can to undermine and underfund Public Institutions so they could then claim that government was ineffective.

GB
 
You know good and well that insurance companies are bad, too.

But I agree that the Medicare documentation rules are insane. Evil, even. And THEN you (assuming you're a doctor...you sound like one. :) ) also have to worry about getting sued for not over-treating.

NHS GPs are being abused, it sounds like, too. But not Canadian docs, weirdly. I wish TAM (he's a Canadian MD) would tell us how the Canadian system works wrt MD fraud prevention and malpractice.

Yes I do know insurance companies are bad too. It's the lesser of two evils, in my opinion. Admittedly I am not in Ducky's position or your MIL's or several other posters on this thread. Perhaps my view would change if I were.

I am not a doctor (but I slept at a Holiday Inn Express last night!) I work for physicians and facilities. I own and run a medical billing business. Since the insurance companies thrive on denying physician's claims (in addition to patient's treatments) a market for people like us evolved. We fight all the denials and get physicians paid for their claims. I started out doing it at home with young babies and it grew and grew to 18 employees, 2 locations, and over 70 physicians and facilities too.

For the first time, my business is actually generating a decent living for me and my family. We struggled for years while I worked for no salary while we lived off credit cards. Along those same lines I think it would be quite difficult to implement a socialized healthcare system - because you have physicians who sacrificed money and time and family to become physicians and they didn't do it to end up being government employees. Many did it so they could hang their own sign on the door, treat patients, and have a business. Many are still in deep debt over medical school and it would not be good to now limit their salaries and force them to work for the government. I think, if it is to be, it will need to be slowly implemented. Just my opinion though.

We all know the current system is broken but many of us also know the answer is not our government. Reliance on the government should be kept to a minimum, especially since our government is so inept and bloated. I do not know what the answer is - I only know it is not to put our government in control of healthcare. Perhaps non-profit organizations would be a viable option.

-P

P.S. And yes, some people pay more than 38% in federal taxes - there is something here called the AMT (Alternative Minimum Tax) which adds even more tax to your federal tax bill. Oh joy.
 
You are assuming that a universal healthcare service would result in lower incomes for physicians. This is by no means a given. You are also overlooking the fact that a government with the will could bring many of these people right onside by writing off their student debts at a stroke.

Doctors should not be allowed just to put their plate up and see patients. Not in this day and age. The lack of a universal healthcare system seems to have left the USA woefully short in the field of medical audit. Time this got a bit more attention I think.

I know this will sound harsh, but the people who would be the real losers would be people like you. People who have evolved to fill the ecological niches carved out in a system where the flow of money is extraordinarily complex. When everybody is entitled to whatever their physician decides they need, within the procedures and drugs authorised by the universal system, an enormous amount of bureaucracy just evaporates. In this context, the amount of money freed up to pay for actual patient care, including to pay doctors, is pretty huge.

Rolfe.
 
Yes I do know insurance companies are bad too. It's the lesser of two evils, in my opinion. Admittedly I am not in Ducky's position or your MIL's or several other posters on this thread. Perhaps my view would change if I were.

I am not a doctor (but I slept at a Holiday Inn Express last night!) I work for physicians and facilities. I own and run a medical billing business. Since the insurance companies thrive on denying physician's claims (in addition to patient's treatments) a market for people like us evolved. We fight all the denials and get physicians paid for their claims. I started out doing it at home with young babies and it grew and grew to 18 employees, 2 locations, and over 70 physicians and facilities too.

For the first time, my business is actually generating a decent living for me and my family. We struggled for years while I worked for no salary while we lived off credit cards. Along those same lines I think it would be quite difficult to implement a socialized healthcare system - because you have physicians who sacrificed money and time and family to become physicians and they didn't do it to end up being government employees. Many did it so they could hang their own sign on the door, treat patients, and have a business. Many are still in deep debt over medical school and it would not be good to now limit their salaries and force them to work for the government. I think, if it is to be, it will need to be slowly implemented. Just my opinion though.

We all know the current system is broken but many of us also know the answer is not our government. Reliance on the government should be kept to a minimum, especially since our government is so inept and bloated. I do not know what the answer is - I only know it is not to put our government in control of healthcare. Perhaps non-profit organizations would be a viable option.

-P

P.S. And yes, some people pay more than 38% in federal taxes - there is something here called the AMT (Alternative Minimum Tax) which adds even more tax to your federal tax bill. Oh joy.

Wait, so you have an entire business dedicated to getting insurance companies to pay what is owed. But the government is broken?

Doctors pay for this service which means that patients pay for this service in the form of more expensive service. Patients also pay in the form of higher premiums because the insurance companies hire people to fight you. The doctors and the insurance companies both get tax breaks for this as it falls under business expense so some of the burden falls on the taxpayers.

Not a bit of that involves caring for a patient's health. It's just another layer of leeches draining the health care budget.
 
Adult diapers are one small part of DME fraud. Wheelchairs, beds, and other supplies are other parts. DME fraud is one small part of ancillary service fraud. Home Health, Ambulance, physical therapy, children's rehab are the other areas that have major fraud and abuse problems. It all adds up to a significant chunk of spending. The govt does not have the resources to stop it.

Now can anyone guess why this type of fraud is not a problem in the private sector?

How much diaper and ambulance fraud do you think there is in the NHS? How would that even work?
 
Yes I do know insurance companies are bad too. It's the lesser of two evils, in my opinion. Admittedly I am not in Ducky's position or your MIL's or several other posters on this thread. Perhaps my view would change if I were.

I am not a doctor (but I slept at a Holiday Inn Express last night!) I work for physicians and facilities. I own and run a medical billing business. Since the insurance companies thrive on denying physician's claims (in addition to patient's treatments) a market for people like us evolved. We fight all the denials and get physicians paid for their claims. I started out doing it at home with young babies and it grew and grew to 18 employees, 2 locations, and over 70 physicians and facilities too.

For the first time, my business is actually generating a decent living for me and my family. We struggled for years while I worked for no salary while we lived off credit cards. Along those same lines I think it would be quite difficult to implement a socialized healthcare system - because you have physicians who sacrificed money and time and family to become physicians and they didn't do it to end up being government employees. Many did it so they could hang their own sign on the door, treat patients, and have a business. Many are still in deep debt over medical school and it would not be good to now limit their salaries and force them to work for the government. I think, if it is to be, it will need to be slowly implemented. Just my opinion though.

We all know the current system is broken but many of us also know the answer is not our government. Reliance on the government should be kept to a minimum, especially since our government is so inept and bloated. I do not know what the answer is - I only know it is not to put our government in control of healthcare. Perhaps non-profit organizations would be a viable option.

-P

P.S. And yes, some people pay more than 38% in federal taxes - there is something here called the AMT (Alternative Minimum Tax) which adds even more tax to your federal tax bill. Oh joy.

Most of your post is the Typical Ayn Rand Rant about the Evils of Government and Socialism. Apparently you would rather blame all your woes on the "Government" instead of blaming the Corporations that actually run the US government.

In any case, a Public Single Payer system doesn't have to mean that all doctors have to be "Government Employees" as you crudely put it. It's just a Financing System.

Coupled with strict regulations and pricing controls on Private Practice Hospitals, GPs, and Pharmaceuticals, a Single Payer System can still work with Private Medical Practices and Private Pharma Companies.

Though frankly, it seems to me that it is more cost efficient to eliminate the profit motive from the medical system altogether with a combination of Single Payer AND Publicly owned Medical Practices (which is for the most part what the NHS is, though as has been explained many times, private practices and private insurance are still a part of UK's health care system). But that's just the preference of me and the folk that prefer a system that isn't more concerned with a profit margin than people's lives.

GB
 
Wait, so you have an entire business dedicated to getting insurance companies to pay what is owed. But the government is broken?

Doctors pay for this service which means that patients pay for this service in the form of more expensive service. Patients also pay in the form of higher premiums because the insurance companies hire people to fight you. The doctors and the insurance companies both get tax breaks for this as it falls under business expense so some of the burden falls on the taxpayers.

Not a bit of that involves caring for a patient's health. It's just another layer of leeches draining the health care budget.

What she said. :D

GB

ETA: And let's not forget all the Collections agencies that go after patients that can't afford to pay their bills.
 
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Adult diapers are one small part of DME fraud. Wheelchairs, beds, and other supplies are other parts. DME fraud is one small part of ancillary service fraud. Home Health, Ambulance, physical therapy, children's rehab are the other areas that have major fraud and abuse problems. It all adds up to a significant chunk of spending. The govt does not have the resources to stop it.

Now can anyone guess why this type of fraud is not a problem in the private sector?

In the case of adult diapers, Medicare covers something like 96% of seniors [ETA]. Seems to me like they are the biggest target. Can you please try to keep multiple concepts in your head at once? This is very annoying.

So, are you arguing that fraud doesn't exist in the private sector? Have you forgotten that private insurance companies are repeatedly sued by individuals just to get them to pay a claim? Have you forgotten that with just one rescission for a patient like Ducky they can more than cover the $1M fraud in adult diapers? Those rescissions don't make the papers, but diaper fraud does.

<still shaking head>
 
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You are assuming that a universal healthcare service would result in lower incomes for physicians. This is by no means a given. You are also overlooking the fact that a government with the will could bring many of these people right onside by writing off their student debts at a stroke.

Doctors should not be allowed just to put their plate up and see patients. Not in this day and age. The lack of a universal healthcare system seems to have left the USA woefully short in the field of medical audit. Time this got a bit more attention I think.

I know this will sound harsh, but the people who would be the real losers would be people like you. People who have evolved to fill the ecological niches carved out in a system where the flow of money is extraordinarily complex. When everybody is entitled to whatever their physician decides they need, within the procedures and drugs authorised by the universal system, an enormous amount of bureaucracy just evaporates. In this context, the amount of money freed up to pay for actual patient care, including to pay doctors, is pretty huge.

Rolfe.

What he said. :D

GB
 

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