newly discovered (by me) pyramid scheme

Careyp74

Illuminator
Careyp74
Joined
Feb 29, 2008
Messages
3,432
I was searching on Craigslist for a part time job, and came across an advert for a position as a claims adjuster.

No experience needed, we will train. Because of the huge demand we need good people NOW!

We are Public Adjusters what we do is inspect properties for damages. When we find damages, our company represents the property owner to ensure the insurance companies do not underpay the owners.

We do not climb on roofs or craw under buildings. We just walk threw the building. If the ceiling has rain damage, you know it’s a bad roof. If there is a water stain from the bathroom you know there is a water leak. If the house is on fire… you get it.

We are in huge demand; it is easy, enjoyable and pays very well. Part Time to $31,000; Full Time to $83,000; Managers to $110,000. You will never be laid off, out sourced or loose wages due to inflation or deflation. We need everyone from entry level threw management levels NOW!

We offer flexible hours so you can start with us and train and work around your own schedule.

We offer multiple locations to choose from in several states. At this time we are rapidly expanding in Pa, NJ and Md. Where can you work? Anywhere you want as long as there are buildings.

Company paid training, vesting, health care options; company paid vacations…

People need us to get them money, it’s enjoyable, you have complete control where and when you work, steady growth in good times and we are in greater demand during bad times. Respond with resume or brief work history.

I inquired about the job, and was told there would be a seminar that I had to go to first. My red flag went up, so I did research on the company, Metro Public Adjustment. Turns out that the seminar is like an Amway pitch, where you:
1. Need to pay $300 into the company
2. get people under you to also pay in
3. 35% of profit from claims goes up the chain

They also tell people a lot of lies at the seminar, like "anything that gets broken in a home can be an insurance claim" and people think they can go door to door looking for claims.

I also found complaints from people who used this company to settle their insurance claims. I guess with all the worry of getting people under you they don't have time to do actual business.

So, the question to the forum is:
Other than direct sales, is this the first anyone has heard of the pyramid schemes going into other markets? What are other examples out there?
 
I might be ignorant of the trade, but I always thought that insurance adjusters worked for insurance companies, not for claimants.

BTW, did the ad really say "walk threw the building" and "from entry level threw management"? If so, even if they were a legitimate company, I'd avoid them on grounds of illiteracy on their part.

But yes, this is the first time I've heard of a service (rather than merchandise) being used as the basis for a pyramid/MLM operation. I once went to a "seminar" for a "management" job--never did figure out what the work actually was--but although they didn't ask for money (as least not in that first meeting, anyway), they did want everyone to provide contact info for forty (40) or your closest friends. Their attitude was to the effect of "What? You don't have at least 40 close friends you can share this with?" Hell, there weren't even forty people in the room.
 
Psi Baba said:
I might be ignorant of the trade, but I always thought that insurance adjusters worked for insurance companies, not for claimants.

BTW, did the ad really say "walk threw the building" and "from entry level threw management"? If so, even if they were a legitimate company, I'd avoid them on grounds of illiteracy on their part.

But yes, this is the first time I've heard of a service (rather than merchandise) being used as the basis for a pyramid/MLM operation. I once went to a "seminar" for a "management" job--never did figure out what the work actually was--but although they didn't ask for money (as least not in that first meeting, anyway), they did want everyone to provide contact info for forty (40) or your closest friends. Their attitude was to the effect of "What? You don't have at least 40 close friends you can share this with?" Hell, there weren't even forty people in the room.
Click to expand...

Well, citigroup does something very similar with their insurance programs. I went to an interview for an insurance salesman job and I was more or less shocked when it turned out to be a pitch for an MLM system.
 
Psi Baba said:
I might be ignorant of the trade, but I always thought that insurance adjusters worked for insurance companies, not for claimants.

BTW, did the ad really say "walk threw the building" and "from entry level threw management"? If so, even if they were a legitimate company, I'd avoid them on grounds of illiteracy on their part.
Click to expand...

I never heard of it before now either. I guess these guys work as a rep for a claimant that isn't getting money from their insurance company.

Yes, I quoted the exact ad. There is a longer detailed response when I asked about the job, if you want I can post that here too, but I think the OP covers the gist and stupidity of the ad placer.

I wonder what I can turn into an MLM, heck, since I would be at the top of the pyramid, I am destined for millions. Maybe the drug trade. If I could somehow convince the gang members to work under me, and recruit others....
 
Plenty of red flags here.

If you have to pay money to work for them, inverting the expected 'work for us and get paid' model so popularized by businesses everywhere...

If they're illiterate, can't be arsed to spell check their ads, etc...

If they're soliciting on craig's list... (yah, I know they have job listings. You can hire people off craig's list to do ALL SORTS of fun stuff)

I take it you didn't take the 'job'?

A
 
Not all MLM schemes are illegal scams - though they're all pretty sleazy in my opinion. The thing is, as long as the company actually does provide training and the employees actually can go out and adjust houses, and as long as getting new people to join isn't necessary to make some amount of money, then it's technically legal.
 
Checkmite said:
Not all MLM schemes are illegal scams - though they're all pretty sleazy in my opinion. The thing is, as long as the company actually does provide training and the employees actually can go out and adjust houses, and as long as getting new people to join isn't necessary to make some amount of money, then it's technically legal.
Click to expand...

oh, I would say that MOST are legal. I just don't think the system itself can exist without being corrupted into a system where the available market can no longer support the structure. In this case, how many people out there are in need of someone to fight the insurance company, and how many of these MLM participants are there? This company alone, while doing a search online, I came across about 40 in my area alone.
 
0Does anyone want to start a venture like this with me, in a new market? Any suggestions? I will make you a platinum regional manager right off the bat!
 
Ysidro said:
And after those two, I begin to doubt "craw" is just a typographical error.
Click to expand...
:D
And I love the part of how you "work around your own schedule." Why would I make my own schedule in such a way that I would have to work around it? :boggled:
 
Psi Baba said:
:D
And I love the part of how you "work around your own schedule." Why would I make my own schedule in such a way that I would have to work around it? :boggled:
Click to expand...


To be fair some people have to drop and pick the kids up at school and have other personal commitments. I thought they meant work around your personal life.

What I am left wondering is when do you get your pay off?

The insurance company will only pay for works required and once you explain that all you are doing is contacting the insurance company to get a building surveyor around to assess the damage they'd just do it themselves.
 
Careyp74 said:
I was searching on Craigslist for a part time job, and came across an advert for a position as a claims adjuster.

No experience needed, we will train. Because of the huge demand we need good people NOW!

We are Public Adjusters what we do is inspect properties for damages. When we find damages, our company represents the property owner to ensure the insurance companies do not underpay the owners.

We do not climb on roofs or craw under buildings. We just walk threw the building. If the ceiling has rain damage, you know it’s a bad roof. If there is a water stain from the bathroom you know there is a water leak. If the house is on fire… you get it.

We are in huge demand; it is easy, enjoyable and pays very well. Part Time to $31,000; Full Time to $83,000; Managers to $110,000. You will never be laid off, out sourced or loose wages due to inflation or deflation. We need everyone from entry level threw management levels NOW!

We offer flexible hours so you can start with us and train and work around your own schedule.

We offer multiple locations to choose from in several states. At this time we are rapidly expanding in Pa, NJ and Md. Where can you work? Anywhere you want as long as there are buildings.

Company paid training, vesting, health care options; company paid vacations…

People need us to get them money, it’s enjoyable, you have complete control where and when you work, steady growth in good times and we are in greater demand during bad times. Respond with resume or brief work history.

I inquired about the job, and was told there would be a seminar that I had to go to first. My red flag went up, so I did research on the company, Metro Public Adjustment. Turns out that the seminar is like an Amway pitch, where you:
1. Need to pay $300 into the company
2. get people under you to also pay in
3. 35% of profit from claims goes up the chain

They also tell people a lot of lies at the seminar, like "anything that gets broken in a home can be an insurance claim" and people think they can go door to door looking for claims.

I also found complaints from people who used this company to settle their insurance claims. I guess with all the worry of getting people under you they don't have time to do actual business.

So, the question to the forum is:
Other than direct sales, is this the first anyone has heard of the pyramid schemes going into other markets? What are other examples out there?
Click to expand...

Yikes! I stopped reading after this:
"We just walk threw the building."

There's some new Christian pyramid but since I try my best to avoid a friend who is into it, I don't remember the name.
OK. I did a search and it may be called LTD.
http://otter.covblogs.com/archives/016874.html
 
Delscottio said:
To be fair some people have to drop and pick the kids up at school and have other personal commitments. I thought they meant work around your personal life.

What I am left wondering is when do you get your pay off?

The insurance company will only pay for works required and once you explain that all you are doing is contacting the insurance company to get a building surveyor around to assess the damage they'd just do it themselves.
Click to expand...

Well, you get paid off when you get people under you, that pay the sign up fee, and they get people under them that pay the sign up fee, and those people get people.....
 
Great job, you dont half too know anything you dont half too barely due any work. Look at peoples howses barely look at them at all and you will get thousand's of dollers. Seriusly just walk around the owtside of the house and peek in a window and make $$$$$$ plenty fast.

Evin if you cleand toylet's before or even didnt have a job or go to scool it doesnt matter we want to through money at you for no reason we even go threw the truble of advertizing a job thats basicly not work and anybody on the street would due if you axed them.

The only cach is that you have to pay us mony. We arnt a paramid skeem. We just want to help you multaply your income by levriging the efferts of other's.
 
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