No, you don't understand.
You continue to adopt the "design mindset." Consequently, your analogy above is false, because you presume, a priori, that there is a subset of some total possibilities from which an organism will eventually arise to finally discuss the issue in this forum.
The above premise is simply false. We cannot work backward from our present state and estimate the odds of our being here, any more than we can estimate the odds of a ball falling into the slot of a roulette wheel containing no slots.
Prior to the universe existing, the odds of any particular future event occurring are equal, because given a set of limitless possibilities, all outcomes are equally likely.
To correct your analogy, you would have to take an infinite set of possible letters of infinite combination and then estimate the odds of an infinite number of possible stories of infinite length written in an infinite number of possible languages.
What are the odds of everything happening by chance, when selected from a set containing all possibilities?
Unity.
We are here, because it is inevitable, and it is not philosophy to say so. What IS philosophy is to say that "we" must be of some particular composition/nature, because we could have been anything, in any shape, size or composition.
If we had appeared in some other universe, made of gold instead of carbon, and the entire universe was constituted in a manner which permitted this, then that's what we would be.
Design is only meaningful in view of actual knowledge of the designer -- otherwise, given that infinite set of possibilities, even the designer's proverbial Boeing 747 could have occurred by pure accident in a universe which looked exactly like a junkyard.
Such a thought is only absurd, because we are here thinking such a thing from our perspective, But, in the universe where the 747 sits alone in the blackness of space, it's completely rational -- and in fact, it's the only possible outcome.
You have limited yourself to a mindset which prevents you from accepting that random chance can explain everything. Everything, that is, except for God, because God is the literal antithesis of randomness. If God exists, then randomness cannot, because God must know all in order to be God -- and randomness eschews all possible advance knowledge.
To bring this back to your English story analogy, could one million monkeys with typewriters bang out the complete works of Shakespeare, given sufficient time?
The answer is unequivocally, Yes. In our universe, this incredible accident actually occurred -- accomplished not by one million monkeys, but by only ONE!
His name, of course, was William Shakespeare.
N.B. And, he did it with a quill pen!