JayUtah
Penultimate Amazing
In Ye Olde Days, dropping the cigarette lighter on the flammable plastic fibre carpet....
Ah, all the little circles on the floor of my 1974 Ford Galaxie 500...
Diesels are slightly safer in one respect since they don't have an electrical ignition system where the voltage is raised significantly to operate the spark plugs. But in another respect, some of them have block heaters which operate at mains voltages. But any reasonably modern, reasonably large diesel engine will have a bunch of auxiliary equipment and a sensor and actuator network all powered by a 12 VDC system. All that wiring and all those connectors are susceptible to a host of factors (heat, vibration, thermal cycling, mishandling, ageing) that make electrical short circuits an ongoing problem.
My experience comes largely from airplane and spacecraft electrical systems, most of which operate on a 28 VDC main bus. The design factors for these electrical systems are fanatically thorough, as are the maintenance regimes. If people inspected and maintained their car electrical systems with even a tenth the rigor of aircraft systems, I feel we'd have a lot fewer vehicle fires.
I may have told my dumbest vehicle fire story already in this thread. At one of my sites, we have an external-platform loading dock. We often leave the forklift out there when we need extra room inside to marshal pallets. So someone one day left a box out on the forklift. In the box, standing upright, was one of those fresnel panels that people with impaired vision often use to read small print. As the sun moved slowly across the sky, that panel focused a hot spot on the forklift. When the hot spot reached a patch of grease, it ignited. The forklift was half-engulfed before anyone could get a fire extinguisher on it. So you never really know what dumb set of circumstances is going to lead to an unexpected vehicle fire.