Oh Jesus! Really?
Keep in mind that the Government only has to prove that you knew what you were doing beyond a reasonable doubt
If you break into a house, there is no doubt that you know that is what you are doing. The government doesn't have to prove that you knew it was a crime, only that you knew you were breaking in.
If you inflate the value of your property to obtain a loan, there is no doubt that you know that is what you are doing. The government doesn't have to prove that you knew it was a crime, only that you knew you were inflating the property value, especially if you were also deflating it for tax purposes.