Segnosaur
Penultimate Amazing
There are a few ways in which private insurance/private health care might offer things that are not medically necessary but might be attractive to some people:We would need to define "supplemental". If I am diagnosed with cancer, are certain drugs and procedures, no matter how effective they may be compared to others, considered "supplemental"?
- Better hospital stays, perhaps with a better nurse-to-patient ratios, and/or private rooms.
- More access to cutting-edge treatments. Somewhere along the line, a decision has to be made (by both governments and insurance companies) about just what treatments are offered. This will hopefully mean sham treatments like homeopathy won't get covered, but it also means that new, valid treatments might get overlooked too. Governments are often slower to respond.
- Priority treatment for non-life threatening situations at private clinics
In most cases, things like these wouldn't be seen as medically necessary. And many/most people probably wouldn't see the need to buy private insurance to provide this type of advanced care, if the public system fulfilled the basic needs, but some people like having choice. (Even if you think that choice is foolish). The failure of BernieCare is that it doesn't recognize that 'patients' are not some monolithic group of people with the same personal priorities.