WilliamSeger
Philosopher
- Joined
- Nov 28, 2006
- Messages
- 5,092
We didn't.
We had a high deductible plan that we were happy with, to the tune of just over $300/month. In Georgia, the cheapest qualifying Bronze Plan was over $1,300 for the two of us.
I went on Medicare, complicating things, but Karen's alone would now be about $700/month without subsidies.
So, we could not keep our plan, nor would we have saved $2,500/yr.
Our only question was Obama just naive in his predictions or did he intentionally mislead? I really don't see a third option.
"You can keep your plan" was something Obama began saying from the start, before details were worked out, because the bill would have a provision that existing plans could be "grandfathered in" even if they didn't meet the minimum standards set by the bill. What the bill didn't do, however, was require insurance companies to continue offering those same bargain/low-coverage plans after the law went into effect, and you can't keep a plan that isn't offered any more. As it turns out, this "loophole" affected about 2% of Americans because the greedy insurance companies figured out that it was to their advantage to let those plans go and force people to buy more expensive plans. Now, it is true that once that problem became apparent, Obama tried to say that that was what he had been saying all along, which was disingenuous.
BTW, Kellyanne Conway is making a similar promise now, that nobody will lose coverage if Obamacare is repealed without replacement, but that's subject to the same condition: You won't be able to keep a plan that's discontinued by your insurance company, and repealing without replacing will send the industry into a mad scramble in the face of uncertainty to make sure they don't lose money.