I could hardly agree with you less, PossumPie. Oh, and as so often........sod your "freedom": it's just selfishness. You just want to be free to waste as much of the planet's resources as you can afford.
The biggest waster of energy in housing is the poor thermal performance of the building fabric itself, forcing the occupiers to pour large amounts of heat or coolth into the building to maintain a reasonably comfortable indoor environment. There are countless examples of zero-energy buildings which require neither heating nor cooling, in all sorts of climates, but they rely on large amounts of insulation, (generally) high levels of thermal mass, high performance glazing (such as triple glazing with inert gas and coated glass), and ventilation systems with heat recovery. They also require good design to take account of site aspect, to capture insolation when wanted but exclude it when it isn't wanted...........and so on. And if you have to put energy in to them, for space heating and hot water, there are some very low carbon ways of doing it, but they aren't cheap. This is my daily bread.
Now, you can carry on building cheap crappy buildings and pouring vast amounts of energy at them to make them habitable, or you can spend more and build buildings which don't require lots of energy to run. There are lots of examples of houses that are net energy exporters, (ie carbon-negative), and they can even work in cool, damp, cloudy places like Britain.
What is going to make people swap from building cheap, lightweight, crappy, energy-wasting homes and start building well designed modern low energy homes? What is going to force people to upgrade the existing housing stock to bring it closer to the standard of the best modern housing? I can't see market forces doing that, can you? Certainly not until it is way too late, anyway. No, the only way, in my view, that will ever happen is if Building Regulations, or whatever the local equivalents are, are tightened constantly, to require ever more stringent levels of energy efficiency in buildings.
It can be done. It is being done. It is happening here in Britain (Scotland has different rules, which I don't know an awful lot about). The house I am in I built 15 years ago, and it costs about £100 per year to heat. It used to be in the top 5 most energy efficient houses in the country. It wouldn't be in the top 100 now.