credit cards

I read somewhere that hardly anybody is using paper money anymore. This made me think about visa, mastercard, etc. Apparently they are issuing electronic currency not backed by anything. Additionally they are taking a 5% cut as payment. Why has the government put up with this? I heard about...

Having just read a link from Dark Roasted Blend about "How to Make Visa Obey Your Every Desire: The Credit Card Concierge Experiment", I took a look at my own Visa and found that I have this feature (concierge)...woo hoo. I am thinking of giving this a try. I want to stock my pond with Koi...

So I was at Home Depot a few weeks ago to rent a jackhammer, and I had to give my credit card for a deposit. They said my credit card was no good, and sure enough Amazon-Chase had cancelled it because I never use it. In fact, I only used it once in order to get a big discount on a purchase made...

This is something I wanted to ask purely to satisfy my own curiosity. There's a practice called credit card tarting, in which a new credit card is taken out with an interest-free balance transfer deal to pay off the balance on an older one. There's typically a deal along the lines of 2.5-3%...

I'm fed up with the latest barrage of junk mail from American Express. In the past month they've sent letters to all the adults in my household, some of them in duplicate. I've also got letters from other companies who bought my address from a company like Experian. If you've received these...