Hellbound
Merchant of Doom
When my roof was replaced after the wind damage, the contractor found water damage under the shingles that also had to be repaired. My policy doesn't cover ongoing damage not linked to a specific event, so I had to pay for that portion of the repair myself.
I vaguely recall seeing years ago that my policy also doesn't cover fire damage caused by a nuclear detonation.
https://unitednuclear.com/index.php?main_page=product_info&cPath=29_56&products_id=421
