But don't come up with bull **** pricing schemes with the goal of pricing middle-class folks out of the ability to own a firearm.
Wait a second. You mean the risk of killing someone is so high that it's likely middle class people won't be able to buy the liability insurance? Did that happen when states required liability insurance to register a car?
I have no idea what such insurance would cost, but my public liability for doing my juggling show (including fire juggling, fire-eating, etc.) will cost me $250 for this coming year. That gives me up to $3 million liability for each occurrence and up to $5 million per year.*
I doubt very much there is any evidence to support your position that requiring $1 million in liability insurance would put gun ownership out of the reach of the middle class. But I'd be happy to look at whatever evidence you'd care to offer.
*It's a "shared policy" through Specialty Insurance and includes the following limits:
Each Occurrence: $3,000,000 (bodily injury & property damage to others)
Damage to Rented Premises: $100,000 (to rented premises)
Personal & Advertising Injury: $3,000,000 (hurting someone's feelings)
General Aggregate: $5,000,000 (the most the policy will pay out during the policy year)
Products – Completed Op. Agg.: $5,000,000 (the most the policy will pay out during the policy year)
Medical Expenses: $5,000 (emergency medical to others injured by you)