Which is exactly the problem if people decide it is too low a risk to pay for insuring against it. Which still leaves my question open: how big does government has to be to be on minimum?
I've already answered this. If YOU don't want to pay for fire control services of a FD to protect YOUR property then you don't get such services for your property. IF you do want services once the fire is underway - they you should pay the full costs and even have the property siezed to pay the cost. IF you don' insure your computer from theft - then you don't get a payment when it's stolen. As I said that are thorny issues in the details, but this is off topic.
What if I'm actually trying to protect responsible from irresponsible people? If you as a responsible person choose to pay for health service and 50 other irresponsible ones choose not to, do we really have a health service?
Yes - we really do.
If some people choose to smoke cigarettes or fly over the snake river on a rocket powered motorcycle do we really have health care ? If Christian Scientists of Faith healers eschew conventional do we really have health care ? If you answer NO then you are well on the road to fascism. If you answer is to prohibit these things - then you are a fascist.
But, if saving such irresponsible people changes their minds and they find it useful, they'll start paying for it.
That's the deal - no ? If you make a decision you must take personal responsibility. "Change your mind" is equivalent to "want the benefits w/o paying the cost" in this context. Note that it's unthinkable that some charity won't help out the imprudent BUT it's not a social responsibility. If I act prudently and you don't - that does not give you some moral right to my goods.
Paying for everyone leads directly to irresponsibility. Examine the 'illegitimate' birth rates in Sweden or in the lowest US income quintile. The subsidy for bad behavior encourages bad behavior. The lack of a subsidy encourages personal prudence. ccc
As for hilited part... we require those of someone else irresponsible when driving a bike do we? *cough* children *cough*
I don't know what "cough cough" means as a comment. Maybe you should try to be clear and on topic.
In some parts of the US we require for example motorcycle riders to wear helmets. To this extent that this is meant to interfere with the individuals rights to take risks it's obnoxious. To the extent it's meant to reduce legitimate social costs then it's reasonable. For example if I agree that I don't want any emergency treatment or disability payments for head injuries resulting from riding w/o a helmet - then I should have a right to do as I please. Society doesn't own my *ss and in any case can't prevent fools from finding ways to act foolishly. This is how some "social good" inevitably turns into an unhealthy interest in the activities of individuals, and eventually fascism.
We want to subsidise making right choices, such as those increasing overall energy efficiency, overall safety, overall industrial development...
Complete rubbish. "right choices" is nothing but conformity to overbearing government dictates and loss of freedom. You are truly encouraging a fascist agenda.
Look at the stupid government attempts at managing energy my lightbulbs ((so I have to wait 5 seconds to use stairs, dangerous, foolish)) or corn-ethanol where crony capitalism causes us to pollute more than using petrol and destroy food/exports. Or the curent Admin's ideological disdain for nat.gas which could reduce but not eliminate CO2 pollution.
Even beyond the stupidity of one-size-fits-all government force, there is a matter of freedom. Maybe I like the using really inefficient class A audio amps of a 1960 muscle car (I don't but...). If I am paying the full tab for the energy - why is it any of your business ? Overall safely isn't a social good unless you insist that everyone want to live in an environment of optimal safety. There is excellent evidence that this is not the case. People take necessary risks on purpose. It's an important part of life for many people. Why do you think people sky-dive, bungee jump, cliff-dive, go white-water rafting, smoke, drink, eat wild mushrooms, have unprotecte ex, use drugs, climb mountains ? Your utopia would take that all away.
Wrong! It is one of governments jobs, else you'd have 18th and 19th century England.
Bulloney - you assert proof by Dickensian fiction. Please show the NECESSARY relationship between lack of government wealth transfer and poverty. Please include a description of how the 3rd world Muslim nations with enforced wealth transfer by religion are persistently the poorest. Wealth transfer can't cure poverty except in the instantaneous case. In the longer run you are impoverishing Peter to pay for Paul - and Peter will quite rationally act to avoid being the target of state sponsored theft. This is completely different from paying taxes for the common good - building a road or supporting common defense. As Thatcher reportedly commented - the problem of socialism is that you quickly run out of other people's money. Libs seem amazingly resistant to the idea that people act in their own interests and that the well-off have a lot of flexibility to do so.
Then how would you call them? What is the other name for government officials? For politicians currently in power? I think that ruling class fits them fairly well, but I'm open for your suggestions.
They are not a "class" in any sense. Yes IMO we have too much incumbent advantage, but politicians are bounced in & out regularly. The Federal Gov according to our constitution was not means to "rule" in any sense. There were supposed to legislate enforce and manage only the enumerated powers and everything else was up to the states and individuals. It has become highly distorted over the past couple centuries and yes the FedGov has accreted a LOT of power far beyond that permitted in the constitution. It will be interesting to see if the health-care mandate i ruled constitutional. It's takes a legal contortionist to claim that
[The Congress shall have Power] To regulate Commerce with foreign Nations, and among the several States, and with the Indian tribes;
allows Congress to force individuals to buy insurance - but that's where we are heading.
I'm often appalled at how most Americans view he president as some sort of emperor - responsible for all aspects of the economy, and perhaps for the weather and sunshine too. It was intended to be a relatively weak office.
So when politicians exert too much power we still react by voting the buggers out, but sadly we have two parties of rather comparable buggers to choose from. The two-party system is the problem I believe, but this is getting too far off topic.
So? How do you propose to change that? Should we stop taking any and all taxes from businesses? Should we replace and delete all the health and safety laws that regulate merchandise? All ecological laws? Is your answer to all the problems to stop taxing those that have money, while at the same time stop giving money to the poor?
Individuals eventually pay all corporate taxes in the form of price increases - so taxing corporation is just a way that government hides the pain of taxes from individuals. So yes I advocate zero corporate taxes rates and replacement w/ sales tax. I advocate pulling the entire SS & Medicare payroll tax on the individual payroll and W2. This is revenue neutral and has no impact on receipts or costs EXCEPT that we avoid having politicians play "hide the damage" games with voters.
NO - I NEVER suggested no taxes - that's nonsense.
In tort law we have the concept of "meeting of the minds" where both parties have a common understanding of the contract. So for example things like nutrtional labelling laws are completely consistent with libertarian ideals. The FDA uses a GRAS (generally recognized as safe) concept in food content - and this nicely encompases our imperfect understanding of hazards. I think this concept should be extended to common work conditions - when you are working with a deep-fat fryer or a carpel-tunnel causing keyboard you should be apprised of any risks beyond those a reasonable person would assess. So no one needs to tell anyone that a 350F oil can burn but you might need to state that adding water or ice to a fryer can cause an explosion of burning oil. So we need very little in the way of "safety law" but we do need to inform people of the actual hazards beyond what might be expected.
"Ecological code" isn't a clear concept. There are two issues - one is "the tragedy of the commons" (an economic concept) where individuals or groups use a commons to their own advantage and no one is encouraged to enhance the commons. So polluting air or streams is a good example. Note that if we strip away the liberal "blame business" nonsense we see that in an earlier age these things were considered public good - so vast they could not imagine their being substantially polluted. So we did not historically develop an economic means of including this in the costs. It's not that business is horrible - they just reflect consumers wants - it's that we are in the middle of developing a good means to address a new issue.
So I think we are well on the way to addressing freshwater pollution and certain classes of air pollutants in North America & Europe. Certain pollutants are disallowed or limited in quantity and fines are levied against violators. There are some huge outstanding air pollution issues and especially CO2. CO2 is primarily a consequence of fossil fuels and concrete(llime) production. so there is no simple way to quickly reduce the levels without also reducing use of power and concrete - which results in halting a lot of civilization. So there is no doubt that some use of the air-commons as a CO2 dump is called for for the foreseeable future, it's advantageous to limit the amount. IF we had a practical means of sequestering CO2 on a large scale from air - then we could assign a market price to CO2, and charge users for this use of the commons sa a dump. Lacking that then a revenue neutral carbon cap, similar to that in the EU & UK has some merit. The regulators can restrict the total amount carbon credits for sale to control and reduce the amount, and market forces will naturally eliminate the most readily replaced releases of CO2, and improve efficiencies in the most cost effective way without central planning. I think the regulators would want to adjust the amount of credits to a price target - to avoid making things impractically difficult. The classical liberal approach would be to convert the commons to private ownership - that's rather difficult for the atmosphere or the ocean, so public ownership is the least objectionable approach i can imagine.
Obviously the carbon cap approach can't work without international co-operation - so it's radically difficult to address this problem. Given the current state of international affairs - I have no doubt that every bit of fossil fuel will be burnt by someone almost as rapidly as they are discovered.
The USA carbon cap approach is not cost neutral, so it acts as a new hidden tax that politicians would certainly increased regularly.. A scheme that creates more central government power and only marginally addresses pollution isn't acceptable.
The second aspect of ecology involves taking away the rights of property owners. If the EPA wants someone to not drain a swamp or not cut down a forest, then they must take the property right in exchange for compensations - eminent domain. Simply taking property rights is no more just than any other theft.
On your last point - I NEVER suggested the wealthy should not pay, and I NEVER suggested that we don't need programs for the disabled and truly indigent. But the fact is the wealthy pay far beyond their actual use of government services, and many perfectly able people are net recipients of government funds. That's wrong. The social contract does not give the unsuccessful a right to the goods of the successful. We are currently seeing a clear case where "the people" have voted themselves a radically expensive and unsustainable medical retirement system in the form of medicare, and now they are trying to pay for it with "other people's money". It's theft - it's immoral and unjust and in addition it can't work (money is fungible and mobile). It's a complete joke that we can afford to pay for everyone retirement (SocSec )and healthcare (medicaid) when the life expectancy after retirement is ~22 year and rising. Social security and medicare should NEVER have become a general retirement/health scheme - they should have been/remained as safety net for the disabled and impoverished.
Perhaps there is justification for taking SS and Medicare payments from people who fail/refuse to save otherwise - tho' that's too dictatorial for me. We SHOULD have properly constructed insurance pools and annuities. For example one can't easily estimate individual lifespan, and so most people should rationally join a pool to ensure that IF they exceed their expected lifespan they still have income. I don't see government as the supplier or the guarantor - just the market regulator.
Very sound economic strategy (if you still tax megacorporations that is), but very poor social one that is.
What makes you think individuals or megacorps are acting on behalf of your social agenda ? The most supportable idea in all of economics is that all economic actors have self-interest. It's clear from the Soviet Union, it's clear from China, it's clear in the US and Argentina. So capital goes where it's treated well - and punishing capital is the surest way to prevent investment and growth. You intentions are good - but your methods (eat the rich) lead to exactly the worst result.
No - social design has to begin with a recognition that self-interest is innate, inherited, selected for, healthy. It's not a defect - it's natural, normal and unavoidable. Free market exchanges - voluntary exchanges of value between cognizant traders is a very effective way to harness self-interest. The only way A can become wealthy is by enriching B in trade. The only way Bill Gates can become a billionaire is by getting 10 million people to voluntarily exchange $100 for some software that each person considers more valuable that the $100. Everyone is enriched in the exchange. When taxes are applied to the profit this immediate changes the risk-reward calculation and makes more potential activities untenable.
So yes we all owe something substantial to the common good. I have no idea why any one person owes more than another on any basis except envy or use (as in use-tax).
^As far as people like stevea are concerned, society can "go to h*ll" so long as the Fortunate Few keep their fortunes. Libertarians are by default Social Darwinists: those who have survive, why do they have? Because they are better/stronger/fitter than those who have not. Therefore those who have deserve to survive, and those who have not do not.
A/ You apparently need a remedial reading course as I never said or implied any such things.
B/ Classical Libs and Libertarians are not generally Social Darwinists.
C/ Your post amounts to one tumltuous strawan/ad hominem fallacy.
D/ I don't take advice on morality from people advocating theft and fascist control of others.
E/ Congrats - you made my ignore list today.
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Two clear liberal themes here,
1/ Prevent irresponsible people (according to right-thinkers) from acting irresponsibly, by taking away their freedom.
2/ Protect the poor-little-dummies from themselves by asserting state control.
Is this really what anyone sensible wants ? How will you feel when some overbearing state judges YOU too irresponsible or dumb to be permitted to act on your own behalf ?