KoihimeNakamura
Creativity Murderer
If you want the state determining what is viable maybe? All I'm thinking is: welcome to college education in America. :|
Just read the thing. Bluster isn't your friend.
I'm guessing that a top university could certainly charge £10,000 a year. Add a further £10,000 for living expenses and a debt of £60,000 is not out of the question.
If you're a middle-earner, say your salary gradually rises to £40,000 a year, you're not going to be able to pay that off quickly. Indeed it's going to be 10 or 20 years until that debt is cleared. While you're paying that off that's money you can't put towards buying a home or raising children.
Contrast that with wealthy parents who can easily pay off their offspring's loans for them (after all it's no more expensive than school fees in a top public school).
The poorest graduates will pay less with the £21K threshold than they do today, with a £15K threshold.The financial disincentive will be particularly hard for those who are poorest [ . . . ]
A trade union doesn't like the plans? Colour me shocked. Hey, I bet the NUS isn't raving about it either. I can just about remember them saying in the 1980s that the removal of grants would "totally knacker higher education". Golly were they right!Feel free to have a look at these figures.
What's the case that the state should pay for this out of taxes? It is, after all, £60,000 less it can spend on other things.
Rebalancing in what direction? Away from people who are not academically strong enough to get degrees to those who are? Away from those who will earn on average two thirds of what graduates do (or less) to future graduates? That seems to be a wrong-headed form of rebalancing to me.It's part of the rebalancing of opportunity
Rebalancing in what direction? Away from people who are not academically strong enough to get degrees to those who are? Away from those who will earn on average two thirds of what graduates do (or less) to future graduates? That seems to be a wrong-headed form of rebalancing to me.
The poor but bright do have that opportunity, and would have it to a greater extent under the Browne recommendations. What does that have to do with funding their places with tax from people who will never study at tertiary level? You do not appear to understand this issue.That's right - giving the poor but bright the opportunity to study at out best institutions.
See above--access to tertiary education is made easier for low-income-background students. (Please outline why you somehow think the opposite is the case)Access to education has to be a key element of social mobility.
While that is true, it is also true that graduates capture the bulk of the reward themselves. To be honest, your comment is similar to the often-heard right-wing refrain: "Today's self-made millionaire business owners are creating jobs for the masses, go easy on their cap-gains and inheritance tax".View it as everyone investing in their future. After all today's graduates are paying for tomorrow's state pension
The poor but bright do have that opportunity, and would have it to a greater extent under the Browne recommendations. What does that have to do with funding their places with tax from people who will never study at tertiary level? You do not appear to understand this issue.
See above--access to tertiary education is made easier for low-income-background students. (Please outline why you somehow think the opposite is the case)
But by funding student costs from the entire tax base, you impair the economic freedom and therefore the social mobility of everyone not in a position to study for a degree. That's socially regressive.
While that is true, it is also true that graduates capture the bulk of the reward themselves. To be honest, your comment is similar to the often-heard right-wing refrain: "Today's self-made millionaire business owners are creating jobs for the masses, go easy on their cap-gains and inheritance tax".
Do you support a graduate tax instead?
What's the case that the state should pay for this out of taxes? It is, after all, £60,000 less it can spend on other things.
Then maybe you are irrational. Since you agree you have enjoyed a generously rewarded career it seems rather equitable that you should have been paying down the cost of your tuition that enabled it.Maybe I am just too debt adverse.
Incorrect, and flatly in ignorance of the detail of the Browne recommendation, linked above.If I had needed to take out a £60,000 loan to go to university then there's no way I would have been able to do so and my parents would not have been able to afford to pay for me to do so.
. . . Thus you agree that you have been a substantial beneficiary individually of tertiary tuition.If I hadn't been to university then I wouldn't have had the generously rewarded career I have had. Instead it's 99% certain I'd have gone to work on the line at the local Glaxo factory.
Irrelevant. Your individual "share" of income tax that has funded higher education is not/will not be sufficient to match your tuition costs as long as you remain anywhere in the bottom 99 percentiles of income.The government would have missed out on the tens of thousands of pounds of tax revenue.
Internally inconsistent with your prior statements. It appears here that you favour a regressive transfer system where those who benefit least from higher education have to contribute to funding those who benefit most.Do I think poor people should have paid for it, hell yes
You really want evidence that reducing people’s income in the bottom half of the income distribution reduces social mobility? Or do you need it mathematically written out for you that individual funding of higher education results in lower resulting distributional inequality than public funding of the same?Evidence ?
Non-sequitur, reductio ad absurdum, and incorrect. Universal primary and secondary education is not in question, and is extremely unlikely to be.By the same degree you may as well have primary school students paying for their own primary education on the grounds that studies show that students who have a primary education earn more than those that do not.
Nobody has argued that. What can be argued is that the student’s interest is much higher (in financially measurable terms) than the average of the rest of society.It's hard to argue that the state has no interest in the education of its citizens.
Straw point as previous reply, nobody (anywhere) is challenging universal public funding of (compulsory) secondary education.Why should the state pay for 6th form education? Or for secondary education?
Irrelevant. Your individual "share" of income tax that has funded higher education is not/will not be sufficient to match your tuition costs as long as you remain anywhere in the bottom 99 percentiles of income.
Nobody has argued that. What can be argued is that the student’s interest is much higher (in financially measurable terms) than the average of the rest of society.
Straw point as previous reply, nobody (anywhere) is challenging universal public funding of (compulsory) secondary education.