"Bare minimum health insurance costs 60-100 bucks " .. where do you live ?
I live in the US, and in June my employer terminated the health insurance benefits, with three days of warning. After 19 years of health insurance I saw the monthly cost going from $350 to $1200 for a family of 6., and now with 3 days of warning, I was with no insurance and 4 kids at home. While shopping around for a private health insurance, on June 15th I was in a car accident, I was not at fault, the other guy lost control and hit my car. In the ER, as soon as they found out I was uninsured, they "stabilized" me, pumped me up with heavy-duty pain killer, and released me the same afternoon. I had three broken vertebrae in my neck. After a few days, of agonizing pain, I went to see a doctor. To make it short, urgent surgery was needed to avoid being paralyzed for life. $60,000 dollars later, I am at home, partially healed, in debt for $50K ( friends and family pitched in and loaned me the $$, surgery could not be postponed, now I would love to pay the money back, but I do not have that amount of cash on hand. Auto insurance will come into play, but it could be up to two years before they pay, and even then it will not be for the full amount. The other guy had minimal insurance, and my insurance added up does not cover the total amount I spent, so far in excess of $60K. And I will probably have to hire an attorney for the legal fight, and that alone will cost me about 40% of anything that will be recovered from the insurance. In the meantime I have been making calls to finally acquire health insurance, but all the company I called so far, either refused to insure me or priced me out of the policy, because of the injuries in the car accident. So, now I am still uninsured, not of my own will, still somewhat hurt, $50k in debt, spent $10k of my cash reserve, and mad as hell.
Originally I am from Europe, one of those "socialistic countries" that have universal health care. Yes, those systems have their own share of issues, and there is often a genuine attempt to fix them. They do, however, produce an overall good quality health service product, to a wider segment of the population, and at a lower cost than we have in the US. I had to go to the ER overseas, and it's a whole different experience. No one asks for your American Express before they stop the bleeding from your son's head. (True story, happened to me in California.) America deserves better. Americans should rise up and DEMAND better from their leader.