The top cardiothoracic surgeon in the country is a scarce resource however. There is only one of him. In a freemarket the surgeon who possesses the skills and faculties to perform the surgery decides who to operate on based on his values... whether it be money or altruism... his motivation is his motivation a bureaucrat can't change his motivation.
This is a slightly different slant on a point we already did to death with Dan.
There is only one "top man". It is actually physically impossible for him to treat
everyone personally. Not to mention the other cardiothoracic surgeons who are now unemployed because everybody is getting only "the best" (assuming this guy has some sort of time machine).
However, only a small number of patients will actually
benefit from seeing the "top man", rather than one of the others. The majority of patients are routine cases of routine complaints requiring the routine skills possessed by the bulk of the ordinary, decent, competent surgeons. The people who will really benefit from seeing the top man are the complicated, unusual, high-risk patients.
So, you seem to be advocating a system where this surgeon has two possible courses of action. He can auction his skills off to the highest bidder, and spend his life doing routine donkeywork surgery on the very very rich, and retire a very rich man himself. Or he can choose his patients according to clinical need and surgical challenge, and really make a difference, but in that case, as most of these people are not going to be very rich, he won't make much money.
Or, as you also point out, he can mix the two. He can charge the routine wealthy patients large amounts of money, and use that money to fund care for the high-risk complicated but indigent patients. Er, am I the only one who thinks we're getting uncomfortably close to the dreaded coercion here? The forced application of philanthropy? If you want to have your routine surgery done by Top Man, you have to pay for the little orphan's heart surgery as well?
Pretty hit and miss, too.
Of course the way this works in a universal healthcare system is that the Top Man is recognised as such, and secures the most prestigious and highly-paid teaching hospital post. The healthcare system then sends him all the high-risk, complicated cases to stretch his skills and utilise them to their fullest advantage. These patients get the high-level care they need, irrespective of their means, and the Top Man gets the Top Salary.
Obviously, I'm missing something....
Oh yes, what I'm missing is that the Top Man is still free to spend whatever hours he has left after fulfilling his contractural agreement with the universal healthcare system, operating on private patients. Thus if Daddy Warbucks really, really wants Top Man to do his routine angioplasty, he can have that. Top Man is able to enhance his income a bit more, Daddy Warbucks gets to spend his money on what he wants to spend it on, but at the same time Top Man has a fulfilling and demanding day job utilising his skills to the fullest, and the patients who really do need his skills on clinical grounds, get them.
I'm sure there's some horrendous ethical or ideological reason why this isn't accceptable, but hey, you know what? It actually works.
Rolfe.