bruto
Penultimate Amazing
Sort of, except that in our system the initial feed is single phase high voltage, which is sent through a center-tapped transformer to produce a single phase 240 volt output between the two hot terminals but half that between either hot terminal and the grounded center tap. It behaves sort of like two phases, but it's not, because the split halves of the 240 volts are 180 degrees apart, while two phase would be 90 degrees apart.I am not well-versed in these matters, but multi-story house has three phases, of which one is used in each flat for 230 volt when combined with neutral, and for those appliances that need 400 volt, two phases are combined with each other. Is this what you are referring to as “split phase”?
Three phase distribution is not universal here, though there are three phase lines here and there. In our town, for example, there is a three phase line at one end of the town, serving a sawmill and a couple of other consumers, but at my end it's all single phase. If I want three phase power, I need to convert it myself using capacitors or a rotary transformer.
Anyway, I am assuming that since the two halves of a split phase system do not share a hot line at all, there should be some isolation that won't happen if all your circuits are using what is essentially a single tap on the transformer.