^ You clearly know how much the NHS pension scheme has been ****** over in the last decade? And that for all the years I could find figures for (published accounts are great) more money was contributed to the scheme than was drawn in pensions: what happened to that? Presumably it went off to the Treasury's coffers, making our superann contributions essentially a stealth tax.
And your 2-3% figure has to assume automatic progression up a scale (the so-called annual increment), which has not existed in practice for a whole heap of people (figures hard to come by as it is the sort of thing trusts are not required to collate and publish, nor even submit to the DoH).
And comparisons with the privates sector fall into false equivalence and the like, as there is not a private sector equivalent (thinks: why did Philly Windsor have to be shifted from that lovely private hospital to Bart's?).